Willow Springs, MO vs Monroe City, MO: Cost of Living

Which city costs less?

Monroe City, MO has a modeled overall cost index 6.3% higher than Willow Springs, MO.

Willow Springs, MO · modeled 2BR rent
$890 / month
Monroe City, MO · modeled 2BR rent
$890 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Willow Springs, MO and Monroe City, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $391/month in Monroe City, MO

$150,000 in your current city has a modeled equivalent of $154,689 in Monroe City, MO

Regional cost estimates: Willow Springs, MO uses St. Louis, MO. Monroe City, MO uses St. Louis, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 6.3%
More expensive
Monthly Impact
$391
Extra cost
Annual Impact
$4.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Willow Springs, MO

Population:2K
Cost Index:
69.6
100 = national average
Typical Home:$192K

Monroe City, MO

Population:3K
Cost Index:
73.9
100 = national average
Typical Home:$187K

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Willow Springs, MO

The Show-Me State

2K
Population
State Tax
Yes

Located in Missouri, this city has a population of 2K residents.

Monroe City, MO

The Show-Me State

3K
Population
State Tax
Yes

Located in Missouri, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Willow Springs, MO vs Monroe City, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 6.3%
Willow Springs, MO
$1,869
Monroe City, MO
$1,987
Difference
$117
more
Other
↑ 6.3%
Willow Springs, MO
$1,784
Monroe City, MO
$1,896
Difference
$112
more
Transportation
↑ 6.3%
Willow Springs, MO
$1,350
Monroe City, MO
$1,434
Difference
$84.62
more
Groceries
↑ 3.1%
Willow Springs, MO
$1,179
Monroe City, MO
$1,215
Difference
$36.39
more
All Utilities
↑ 3.1%
Willow Springs, MO
$665
Monroe City, MO
$685
Difference
$20.53
more
Healthcare
↑ 3.1%
Willow Springs, MO
$654
Monroe City, MO
$674
Difference
$20.19
more

🏠Rent Comparison

Studio
From$610
To$660
↑ $50.00
1 Bed
From$680
To$680
→ $0
2 Bed
From$890
To$890
→ $0
3 Bed
From$1,220
To$1,100
↓ $120
Willow Springs, MOZIP-level data

1BR range: $680–$680/mo

Monroe City, MOZIP-level data

1BR range: $680–$680/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Willow Springs, MO
$7,891
Monthly in Monroe City, MO
$391
Difference

Home Values

Willow Springs
Monroe City
$192K
Median Value
$187K
↑ +7.5%
YoY Change
↑ +11.7%
↑ +57.8%
5-Year Change
↑ +49.3%

Homes in Monroe City are 3% less expensive than Willow Springs

Calculate payment - Willow SpringsCalculate payment - Monroe City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Willow Springs, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Monroe City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Willow Springs, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Monroe City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Willow Springs
Monroe City
54 Moderate
Air Quality
54 Moderate
38%
Good Air Days
38%
99 High
Climate Risk
99 High
🌊🌡🫨
Top Hazards
🌊🌡🫨
▲+3.0°F
2050 Outlook
▲+3.0°F
39 days
Heat Days >95°F
39 days
▲+3.0°F
2050 Outlook
▲+3.0°F
39 days
Heat Days >95°F
39 days

Before moving from Willow Springs, MO to Monroe City, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Monroe City, MO for the same bedroom count and included utilities as your home in Willow Springs, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Willow Springs to Monroe City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Monroe City, MO by cost, housing, population and region.

Frequently Asked Questions: Willow Springs, MO vs Monroe City, MO

How do the cost estimates for Willow Springs, MO and Monroe City, MO compare?

Monroe City, MO has a modeled overall cost index 6.3% higher than Willow Springs, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Willow Springs, MO, the model estimates $154,689 in Monroe City, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Willow Springs, MO and Monroe City, MO?

The modeled two-bedroom rents are $890/month in Willow Springs, MO and $890/month in Monroe City, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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