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Cost of Living Comparison 2026

๐Ÿ“ Wilmington, DE โ€” ZIP-level rent data ยท COL adjusted from Philadelphia, PA area

$

Numbers update automatically as you type

You'd save $429/month moving to Pittsburgh, PA

$150.0K in your current city equals $144.9K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates ยท COL index from Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area
Overall Cost
โ†“ 5.7%
Less expensive
Monthly Impact
$429
Savings
Annual Impact
$5.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Wilmington, DE

Population:72K
Cost Index:100
Median Home:$205K

Pittsburgh, PA

Population:303K
Cost Index:94

Wilmington, DE

The First State

72K
Population
State Tax
Yes

Located in Delaware, this city has a population of 72K residents.

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Wilmington, DE vs Pittsburgh, PA

๐Ÿš—Transportation
โ†“ 8.3%
Wilmington, DE
$1,325
Pittsburgh, PA
$1,216
Difference
$109
less
๐Ÿ›’Groceries
โ†“ 7.2%
Wilmington, DE
$1,066
Pittsburgh, PA
$989
Difference
$77.16
less
๐ŸฅHealthcare
โ†“ 10.2%
Wilmington, DE
$586
Pittsburgh, PA
$527
Difference
$59.78
less
๐Ÿ“ฆOther
โ†“ 2.9%
Wilmington, DE
$1,655
Pittsburgh, PA
$1,607
Difference
$48.12
less
โšกAll Utilities
โ†‘ 3.5%
Wilmington, DE
$586
Pittsburgh, PA
$607
Difference
$20.74
more
๐Ÿ Housing
โ†‘ 0.4%
Wilmington, DE
$1,942
Pittsburgh, PA
$1,949
Difference
$7.39
more

๐Ÿ›๏ธ Local Income Taxes

Wilmington, DE: Wilmington Earned Income Tax$1,875/yr (1.3%)
Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)
Net difference+$2,625/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$979
To$750
โ†“ $229
1 Bed
From$1,066
To$850
โ†“ $216
2 Bed
From$1,273
To$1,050
โ†“ $223
3 Bed
From$1,526
To$1,400
โ†“ $126
Wilmington, DEZIP-level data

1BR range: $1,300โ€“$1,460/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,161
Monthly in Wilmington, DE
$6,894
Monthly in Pittsburgh, PA
$266
Difference

Home Values

Wilmington
Pittsburgh
$205K
Median Value
-
โ†‘ +2.5%
YoY Change
-
โ†‘ +38.5%
5-Year Change
-
$175K - $340K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.3K
Per year
Monthly Difference
$357
More take-home
Effective Rate Diff
2.9%
Rate difference

Wilmington, DE

Federal Income Tax
Effective: 18.9%
$25.5K
Delaware State Tax
Effective: 5.9%
$8.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,675/month
$104.1K

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Wilmington, DE Tax Rates

Sales Tax:0.0%
Property Tax:0.6%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Wilmington
Pittsburgh
52 Moderate
Air Quality
52 Moderate
47.3%
Good Air Days
47.8%
100 Very High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
22 days
Heat Days >95ยฐF
12 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
22 days
Heat Days >95ยฐF
12 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Delaware and Pennsylvania on TaxTakeHome.com

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