Is Denver, CO cheaper than Windsor, CO?

Based on cost of living data, Denver, CO is 10.0% more expensive than Windsor, CO. This translates to spending an extra $749 per month.

What salary do I need in Denver, CO to live like I do in Windsor, CO?

If you earn $150,000 in Windsor, CO, you'd need approximately $158,993.193 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Windsor, CO and Denver, CO?

Housing in Denver, CO is 22.2% more expensive than in Windsor, CO. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,437/month in Windsor, CO.

How much can I save per month by moving from Windsor, CO to Denver, CO?

Living in Denver, CO costs approximately $749 more per month than Windsor, CO, or $8993 more per year, based on a $150,000 salary.

Windsor, CO vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Windsor, CO — ZIP-level rent data · COL adjusted from Denver, CO area

Current salary in Windsor, CO

Numbers update automatically as you type

You'd spend $749/month more in Denver, CO

$150.0K in your current city equals $159.0K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 10.0%

More expensive

Monthly Impact

$749

Extra cost

Annual Impact

$9.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Windsor, CO

Population:40K

Cost Index:100

Median Home:$542K

Denver, CO

Population:716K

Cost Index:110

Median Home:$513K

Windsor, CO

The Centennial State

40K

Population

State Tax

Yes

Located in Colorado, this city has a population of 40K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Windsor, CO vs Denver, CO

Category	Windsor, CO	Denver, CO	Difference	Change
🏠Housing	$2,658/mo	$3,248/mo	↑ $590more	22.2%
📦Other	$1,613/mo	$1,774/mo	↑ $161more	10.0%
🚗Transportation	$1,329/mo	$1,462/mo	↑ $133more	10.0%
🛒Groceries	$981/mo	$1,029/mo	↑ $47.86more	4.9%
🏥Healthcare	$603/mo	$632/mo	↑ $29.39more	4.9%
⚡All Utilities	$495/mo	$519/mo	↑ $24.14more	4.9%

🏠Housing

↑ 22.2%

Windsor, CO

$2,658

Denver, CO

$3,248

Difference

$590

📦Other

↑ 10.0%

Windsor, CO

$1,613

Denver, CO

$1,774

Difference

$161

🚗Transportation

↑ 10.0%

Windsor, CO

$1,329

Denver, CO

$1,462

Difference

$133

🛒Groceries

↑ 4.9%

Windsor, CO

$981

Denver, CO

$1,029

Difference

$47.86

🏥Healthcare

↑ 4.9%

Windsor, CO

$603

Denver, CO

$632

Difference

$29.39

⚡All Utilities

↑ 4.9%

Windsor, CO

$495

Denver, CO

$519

Difference

$24.14

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Windsor, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,105

To$1,720

↑ $615

1 Bed

From$1,159

To$1,840

↑ $681

2 Bed

From$1,437

To$2,190

↑ $753

3 Bed

From$1,994

To$2,870

↑ $876

Windsor, COZIP-level data

1BR range: $1,500–$1,500/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,679

Monthly in Windsor, CO

$8,665

Monthly in Denver, CO

$986

Difference

Home Values

Windsor

Denver

$542K

Median Value

$513K

↓ -2.4%

YoY Change

↓ -4.2%

↑ +21.3%

5-Year Change

↑ +13%

$542K

Price Range

$352K - $933K

Homes in Denver are 5% less expensive than Windsor

Calculate payment - Windsor Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Windsor, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Windsor, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.