Winona Lake, IN vs Dyersville, IA: Cost of Living

Which city costs less?

Dyersville, IA has a modeled overall cost index 10.5% higher than Winona Lake, IN.

Winona Lake, IN · modeled 2BR rent
$1,210 / month
Dyersville, IA · modeled 2BR rent
$1,090 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Winona Lake, IN and Dyersville, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $800/month in Dyersville, IA

$150,000 in your current city has a modeled equivalent of $159,602 in Dyersville, IA

Regional cost estimates: Winona Lake, IN uses Fort Wayne, IN. Dyersville, IA uses Madison, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 10.5%
More expensive
Monthly Impact
$800
Extra cost
Annual Impact
$9.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Winona Lake, IN

Population:5K
Cost Index:
76.5
100 = national average
Typical Home:$291K

Dyersville, IA

Population:5K
Cost Index:
84.6
100 = national average
Typical Home:$276K

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Winona Lake, IN

The Hoosier State

5K
Population
State Tax
Yes

Located in Indiana, this city has a population of 5K residents.

Dyersville, IA

The Hawkeye State

5K
Population
State Tax
Yes

Located in Iowa, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Winona Lake, IN vs Dyersville, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 32.3%
Winona Lake, IN
$1,918
Dyersville, IA
$2,536
Difference
$619
more
Healthcare
↑ 15.3%
Winona Lake, IN
$710
Dyersville, IA
$819
Difference
$109
more
Other
↑ 5.0%
Winona Lake, IN
$1,745
Dyersville, IA
$1,832
Difference
$87.25
more
Transportation
↑ 3.4%
Winona Lake, IN
$1,392
Dyersville, IA
$1,439
Difference
$47.30
more
All Utilities
↓ 5.5%
Winona Lake, IN
$613
Dyersville, IA
$579
Difference
$33.91
less
Groceries
↓ 2.5%
Winona Lake, IN
$1,121
Dyersville, IA
$1,094
Difference
$27.84
less

🏠Rent Comparison

Studio
From$930
To$790
↓ $140
1 Bed
From$930
To$870
↓ $60.00
2 Bed
From$1,210
To$1,090
↓ $120
3 Bed
From$1,470
To$1,440
↓ $30.00
Winona Lake, INZIP-level data

1BR range: $930–$930/mo

Dyersville, IAZIP-level data

1BR range: $870–$870/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Winona Lake, IN
$8,300
Monthly in Dyersville, IA
$800
Difference

Home Values

Winona Lake
Dyersville
$291K
Median Value
$276K
↑ +3.1%
YoY Change
↑ +7.8%
↑ +32.4%
5-Year Change
↑ +41.6%

Homes in Dyersville are 5% less expensive than Winona Lake

Calculate payment - Winona LakeCalculate payment - Dyersville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.9K
More taxes
Monthly Difference
$488
Less take-home
Effective Rate Diff
3.9%
Rate difference

Winona Lake, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Dyersville, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Winona Lake, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Dyersville, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Winona Lake
Dyersville
45 Good
Air Quality
42 Good
62.6%
Good Air Days
72.1%
91 Moderate
Climate Risk
94 Moderate
🌊🌪💨
Top Hazards
🌊🌪💨
▲+3.1°F
2050 Outlook
▲+3.4°F
17 days
Heat Days >95°F
10 days
▲+3.1°F
2050 Outlook
▲+3.4°F
17 days
Heat Days >95°F
10 days

Before moving from Winona Lake, IN to Dyersville, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Dyersville, IA for the same bedroom count and included utilities as your home in Winona Lake, IN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Winona Lake to Dyersville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Dyersville, IA by cost, housing, population and region.

Frequently Asked Questions: Winona Lake, IN vs Dyersville, IA

How do the cost estimates for Winona Lake, IN and Dyersville, IA compare?

Dyersville, IA has a modeled overall cost index 10.5% higher than Winona Lake, IN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Winona Lake, IN, the model estimates $159,602 in Dyersville, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Winona Lake, IN and Dyersville, IA?

The modeled two-bedroom rents are $1,210/month in Winona Lake, IN and $1,090/month in Dyersville, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Indiana and Iowa on TaxTakeHome.com

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