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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $852/month more in Cape Coral, FL

$150.0K in your current city equals $160.2K in Cape Coral, FL

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 11.4%
More expensive
Monthly Impact
$852
Extra cost
Annual Impact
$10.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Winston-Salem, NC

Population:250K
Cost Index:
100
100 = national average
Median Home:$254K

Cape Coral, FL

Population:224K
Cost Index:
111
(11% above avg)
Median Home:$367K

Winston-Salem, NC

The Tar Heel State

250K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 250K residents.

Cape Coral, FL

The Sunshine State

224K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 224K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Winston-Salem, NC vs Cape Coral, FL

Housing
↑ 9.8%
Winston-Salem, NC
$2,131
Cape Coral, FL
$2,341
Difference
$210
more
Other
↑ 10.6%
Winston-Salem, NC
$1,574
Cape Coral, FL
$1,740
Difference
$166
more
All Utilities
↑ 8.4%
Winston-Salem, NC
$519
Cape Coral, FL
$563
Difference
$43.72
more
Healthcare
↓ 7.0%
Winston-Salem, NC
$601
Cape Coral, FL
$559
Difference
$41.83
less
Groceries
↑ 4.2%
Winston-Salem, NC
$959
Cape Coral, FL
$1,000
Difference
$40.55
more
Transportation
↑ 2.8%
Winston-Salem, NC
$1,202
Cape Coral, FL
$1,236
Difference
$33.53
more

🏠Rent Comparison

Studio
From$1,065
To$900
↓ $165
1 Bed
From$1,155
To$1,063
↓ $92.00
2 Bed
From$1,315
To$1,309
↓ $6.00
3 Bed
From$1,715
To$1,799
↑ $84.00
Winston-Salem, NCZIP-level data

1BR range: $960–$1,260/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,986
Monthly in Winston-Salem, NC
$7,438
Monthly in Cape Coral, FL
$452
Difference

Home Values

Winston-Salem
Cape Coral
$254K
Median Value
-
↑ +0.4%
YoY Change
-
↑ +37.2%
5-Year Change
-
$168K - $363K
Price Range
-
Calculate payment - Winston-Salem

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.1K
Per year
Monthly Difference
$594
More take-home
Effective Rate Diff
4.7%
Rate difference

Winston-Salem, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Cape Coral, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Winston-Salem, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Cape Coral, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Winston-Salem
Cape Coral
47 Good
Air Quality
50 Good
57.4%
Good Air Days
52.5%
92 Moderate
Climate Risk
99 High
🌊🌪💨
Top Hazards
🌊🌅🌀
▲+2.8°F
2050 Outlook
▲+2.2°F
30 days
Heat Days >95°F
38 days
▲+2.8°F
2050 Outlook
▲+2.2°F
30 days
Heat Days >95°F
38 days

💰 See how taxes change too — compare take-home pay between North Carolina and Florida on TaxTakeHome.com

Where your money goes further

Cities cheaper than Winston-Salem, NC on a $150.0K salary

1.Indianapolis, IN
Save $169/mo
2.St. Louis, MO
Save $169/mo

Similar cost to Cape Coral, FL

Other cities in a similar price range

Austin, TXDenver, CONashville, TN

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