Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $469/month more in Knoxville, TN

$150.0K in your current city equals $155.6K in Knoxville, TN

Rent data from HUD ZIP-level estimates Β· COL index from area
Overall Cost
↑ 6.3%
More expensive
Monthly Impact
$469
Extra cost
Annual Impact
$5.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Winston-Salem, NC

Population:250K
Cost Index:
100
100 = national average
Median Home:$254K

Knoxville, TN

Population:198K
Cost Index:
106
(6% above avg)
Median Home:$369K

Winston-Salem, NC

The Tar Heel State

250K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 250K residents.

Knoxville, TN

The Volunteer State

198K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 198K residents.

πŸ’‘ Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Annual spending: Winston-Salem, NC vs Knoxville, TN

Housing
↑ 11.6%
Winston-Salem, NC
$2,131
Knoxville, TN
$2,378
Difference
$247
more
Other
↑ 6.0%
Winston-Salem, NC
$1,574
Knoxville, TN
$1,668
Difference
$94.61
more
All Utilities
↓ 9.8%
Winston-Salem, NC
$519
Knoxville, TN
$468
Difference
$50.74
less
Healthcare
↓ 7.5%
Winston-Salem, NC
$601
Knoxville, TN
$556
Difference
$44.94
less
Transportation
↑ 2.8%
Winston-Salem, NC
$1,202
Knoxville, TN
$1,236
Difference
$34.15
more
Groceries
↑ 0.8%
Winston-Salem, NC
$959
Knoxville, TN
$967
Difference
$8.05
more

🏠Rent Comparison

Studio
From$1,065
To$1,200
↑ $135
1 Bed
From$1,155
To$1,200
↑ $45.00
2 Bed
From$1,315
To$1,495
↑ $180
3 Bed
From$1,715
To$1,891
↑ $176
Winston-Salem, NCZIP-level data

1BR range: $960–$1,260/mo

Knoxville, TNZIP-level data

1BR range: $980–$1,480/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,986
Monthly in Winston-Salem, NC
$7,274
Monthly in Knoxville, TN
$288
Difference

Home Values

Winston-Salem
Knoxville
$254K
Median Value
$369K
↑ +0.4%
YoY Change
↑ +0.7%
↑ +37.2%
5-Year Change
↑ +64.1%
$168K - $363K
Price Range
$196K - $638K

Homes in Knoxville are 46% more expensive than Winston-Salem

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.1K
Per year
Monthly Difference
$594
More take-home
Effective Rate Diff
4.7%
Rate difference

Winston-Salem, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Knoxville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Winston-Salem, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Knoxville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Winston-Salem
Knoxville
47 Good
Air Quality
41 Good
57.4%
Good Air Days
79.2%
92 Moderate
Climate Risk
92 Moderate
🌊πŸŒͺπŸ’¨
Top Hazards
πŸŒͺπŸ’¨
β–²+2.8Β°F
2050 Outlook
β–²+3.0Β°F
30 days
Heat Days >95Β°F
21 days
β–²+2.8Β°F
2050 Outlook
β–²+3.0Β°F
30 days
Heat Days >95Β°F
21 days

What to Consider When Moving from Winston-Salem, NC to Knoxville, TN

Relocating from Winston-Salem, NC to Knoxville, TN involves more than just comparing rent prices. While the overall cost of living is roughly 6% higher in Knoxville, TN, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Knoxville, TN is 12% more expensive than in Winston-Salem, NC. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Knoxville, TN pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Knoxville, TN to match your current standard of living in Winston-Salem, NC.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Knoxville, TN for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Winston-Salem, NC vs Knoxville, TN

Is Knoxville, TN cheaper than Winston-Salem, NC?

Knoxville, TN is approximately 6.3% more expensive than Winston-Salem, NC overall. On a $150,000 salary, that translates to roughly $469/month in additional expenses. Housing is the biggest factor, costing 12% more in Knoxville, TN.

What salary do I need in Knoxville, TN to match my lifestyle in Winston-Salem, NC?

If you currently earn $150,000 in Winston-Salem, NC, you would need approximately $155,630 in Knoxville, TN to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Winston-Salem, NC and Knoxville, TN?

A two-bedroom apartment averages $1,315/month in Winston-Salem, NC compared to $1,495/month in Knoxville, TN. One-bedroom apartments are $1,155/month in Winston-Salem, NC vs $1,200/month in Knoxville, TN. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Winston-Salem, NC or Knoxville, TN?

Grocery prices are very similar between Winston-Salem, NC and Knoxville, TN, with less than 1% difference. Your food budget would stay about the same.

What is the best time to move from Winston-Salem, NC to Knoxville, TN?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between North Carolina and Tennessee on TaxTakeHome.com

Where your money goes further

Cities cheaper than Winston-Salem, NC on a $150.0K salary

Similar cost to Knoxville, TN

Other cities in a similar price range

Want to compare different cities?

New Comparison