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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $4.6K/month more in San Diego, CA

$150.0K in your current city equals $205.6K in San Diego, CA

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
61.8%
More expensive
Monthly Impact
$4,635
Extra cost
Annual Impact
$55.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Winston-Salem, NC

Population:250K
Cost Index:
100
100 = national average
Median Home:$254K

San Diego, CA

Population:1387K
Cost Index:
162
(62% above avg)
Median Home:$980K

Winston-Salem, NC

The Tar Heel State

250K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 250K residents.

San Diego, CA

The Golden State

1.4M
Population
State Tax
Yes
Climate
Semi-arid Mediterranean

Notable Facts

  • Year-round perfect weather
  • Major military presence
  • Biotech hub

Major Industries

MilitaryTechnologyTourismBiotechnology

Cost Breakdown by Category

Annual spending: Winston-Salem, NC vs San Diego, CA

Housing
145.1%
Winston-Salem, NC
$2,131
San Diego, CA
$5,223
Difference
$3,092
more
Transportation
30.7%
Winston-Salem, NC
$1,202
San Diego, CA
$1,571
Difference
$369
more
Other
20.2%
Winston-Salem, NC
$1,574
San Diego, CA
$1,892
Difference
$318
more
Groceries
12.5%
Winston-Salem, NC
$959
San Diego, CA
$1,079
Difference
$120
more
All Utilities
22.1%
Winston-Salem, NC
$519
San Diego, CA
$634
Difference
$115
more
Healthcare
6.2%
Winston-Salem, NC
$601
San Diego, CA
$638
Difference
$37.17
more

🏠Rent Comparison

Studio
From$1,065
To$2,565
$1,500
1 Bed
From$1,155
To$2,755
$1,600
2 Bed
From$1,315
To$3,360
$2,045
3 Bed
From$1,715
To$4,475
$2,760
Winston-Salem, NCZIP-level data

1BR range: $960$1,260/mo

San Diego, CAZIP-level data

1BR range: $1,980$3,690/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,986
Monthly in Winston-Salem, NC
$11,037
Monthly in San Diego, CA
$4,051
Difference

Home Values

Winston-Salem
San Diego
$254K
Median Value
$980K
↑ +0.4%
YoY Change
↓ -3%
↑ +37.2%
5-Year Change
↑ +37.4%
$168K - $363K
Price Range
$598K - $2.01M

Homes in San Diego are 287% more expensive than Winston-Salem

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.5K
More taxes
Monthly Difference
$292
Less take-home
Effective Rate Diff
2.3%
Rate difference

Winston-Salem, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

San Diego, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Winston-Salem, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

San Diego, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Winston-Salem
San Diego
47 Good
Air Quality
71 Moderate
57.4%
Good Air Days
12.8%
92 Moderate
Climate Risk
100 Very High
🌊🌪💨
Top Hazards
🔥🌊🌡
+2.8°F
2050 Outlook
+2.1°F
30 days
Heat Days >95°F
1 days
+2.8°F
2050 Outlook
+2.1°F
30 days
Heat Days >95°F
1 days

💰 See how taxes change too — compare take-home pay between North Carolina and California on TaxTakeHome.com

Where your money goes further

Cities cheaper than Winston-Salem, NC on a $150.0K salary

Similar cost to San Diego, CA

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