Is Kansas City, MO cheaper than Winter Garden, FL?

Based on cost of living data, Kansas City, MO is 8.9% cheaper than Winter Garden, FL. This translates to saving $669 per month.

What salary do I need in Kansas City, MO to live like I do in Winter Garden, FL?

If you earn $150,000 in Winter Garden, FL, you'd need approximately $141,973.586 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Winter Garden, FL and Kansas City, MO?

Housing in Kansas City, MO is 9.8% cheaper than in Winter Garden, FL. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,916/month in Winter Garden, FL.

How much can I save per month by moving from Winter Garden, FL to Kansas City, MO?

Moving from Winter Garden, FL to Kansas City, MO could save you approximately $669 per month, or $8026 per year, based on a $150,000 salary.

Winter Garden, FL vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Winter Garden, FL — ZIP-level rent data · COL adjusted from Orlando, FL area

Current salary in Winter Garden, FL

Numbers update automatically as you type

You'd save $669/month moving to Kansas City, MO

$150.0K in your current city equals $142.0K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Orlando-Kissimmee-Sanford, FL area

Overall Cost

↓ 8.9%

Less expensive

Monthly Impact

$669

Savings

Annual Impact

$8.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Winter Garden, FL

Population:47K

Cost Index:100

Median Home:$563K

Kansas City, MO

Population:508K

Cost Index:91

Median Home:$257K

Winter Garden, FL

The Sunshine State

47K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 47K residents.

💡 Advantage: Florida has no state income tax!

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Winter Garden, FL vs Kansas City, MO

Category	Winter Garden, FL	Kansas City, MO	Difference	Change
🏠Housing	$2,334/mo	$2,105/mo	↓ $229less	9.8%
📦Other	$1,734/mo	$1,607/mo	↓ $127less	7.3%
🛒Groceries	$998/mo	$949/mo	↓ $49.01less	4.9%
🏥Healthcare	$558/mo	$607/mo	↑ $48.88more	8.8%
⚡All Utilities	$562/mo	$535/mo	↓ $26.46less	4.7%
🚗Transportation	$1,232/mo	$1,216/mo	↓ $16.09less	1.3%

🏠Housing

↓ 9.8%

Winter Garden, FL

$2,334

Kansas City, MO

$2,105

Difference

$229

less

📦Other

↓ 7.3%

Winter Garden, FL

$1,734

Kansas City, MO

$1,607

Difference

$127

less

🛒Groceries

↓ 4.9%

Winter Garden, FL

$998

Kansas City, MO

$949

Difference

$49.01

less

🏥Healthcare

↑ 8.8%

Winter Garden, FL

$558

Kansas City, MO

$607

Difference

$48.88

⚡All Utilities

↓ 4.7%

Winter Garden, FL

$562

Kansas City, MO

$535

Difference

$26.46

less

🚗Transportation

↓ 1.3%

Winter Garden, FL

$1,232

Kansas City, MO

$1,216

Difference

$16.09

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Winter Garden, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,606

To$1,180

↓ $426

1 Bed

From$1,680

To$1,280

↓ $400

2 Bed

From$1,916

To$1,460

↓ $456

3 Bed

From$2,406

To$1,900

↓ $506

Winter Garden, FLZIP-level data

1BR range: $2,060–$2,060/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,418

Monthly in Winter Garden, FL

$7,020

Monthly in Kansas City, MO

$399

Difference

Home Values

Winter Garden

Kansas City

$563K

Median Value

$257K

↓ -3.9%

YoY Change

↑ +0.6%

↑ +42.5%

5-Year Change

↑ +32.2%

$563K

Price Range

$80K - $587K

Homes in Kansas City are 54% less expensive than Winter Garden

Calculate payment - Winter Garden Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Winter Garden, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Winter Garden, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.