Is Columbus, OH cheaper than Winter Haven, FL?

Based on cost of living data, Columbus, OH is 8.7% cheaper than Winter Haven, FL. This translates to saving $649 per month.

What salary do I need in Columbus, OH to live like I do in Winter Haven, FL?

If you earn $150,000 in Winter Haven, FL, you'd need approximately $142,210.656 in Columbus, OH to maintain the same standard of living.

How does housing cost compare between Winter Haven, FL and Columbus, OH?

Housing in Columbus, OH is 11.8% cheaper than in Winter Haven, FL. For a two-bedroom apartment, rent is $1,315/month in Columbus, OH compared to $1,114/month in Winter Haven, FL.

How much can I save per month by moving from Winter Haven, FL to Columbus, OH?

Moving from Winter Haven, FL to Columbus, OH could save you approximately $649 per month, or $7789 per year, based on a $150,000 salary.

Winter Haven, FL vs Columbus, OH: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Winter Haven, FL — ZIP-level rent data · COL adjusted from Orlando, FL area

Current salary in Winter Haven, FL

Numbers update automatically as you type

You'd save $649/month moving to Columbus, OH

$150.0K in your current city equals $142.2K in Columbus, OH

Rent data from HUD ZIP-level estimates · COL index from Orlando-Kissimmee-Sanford, FL area

Overall Cost

↓ 8.7%

Less expensive

Monthly Impact

$649

Savings

Annual Impact

$7.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Winter Haven, FL

Population:57K

Cost Index:100

Median Home:$262K

Columbus, OH

Population:906K

Cost Index:91

Median Home:$263K

Winter Haven, FL

The Sunshine State

57K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 57K residents.

💡 Advantage: Florida has no state income tax!

Columbus, OH

The Buckeye State

906K

Population

State Tax

Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: Winter Haven, FL vs Columbus, OH

Category	Winter Haven, FL	Columbus, OH	Difference	Change
🏠Housing	$2,327/mo	$2,053/mo	↓ $274less	11.8%
📦Other	$1,729/mo	$1,557/mo	↓ $173less	10.0%
🚗Transportation	$1,228/mo	$1,366/mo	↑ $138more	11.2%
⚡All Utilities	$561/mo	$464/mo	↓ $96.69less	17.2%
🏥Healthcare	$557/mo	$607/mo	↑ $49.69more	8.9%
🛒Groceries	$997/mo	$969/mo	↓ $27.59less	2.8%

🏠Housing

↓ 11.8%

Winter Haven, FL

$2,327

Columbus, OH

$2,053

Difference

$274

less

📦Other

↓ 10.0%

Winter Haven, FL

$1,729

Columbus, OH

$1,557

Difference

$173

less

🚗Transportation

↑ 11.2%

Winter Haven, FL

$1,228

Columbus, OH

$1,366

Difference

$138

⚡All Utilities

↓ 17.2%

Winter Haven, FL

$561

Columbus, OH

$464

Difference

$96.69

less

🏥Healthcare

↑ 8.9%

Winter Haven, FL

$557

Columbus, OH

$607

Difference

$49.69

🛒Groceries

↓ 2.8%

Winter Haven, FL

$997

Columbus, OH

$969

Difference

$27.59

less

🏛️ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

Winter Haven, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$911

To$1,020

↑ $109

1 Bed

From$919

To$1,100

↑ $181

2 Bed

From$1,114

To$1,315

↑ $201

3 Bed

From$1,504

To$1,575

↑ $71.00

Winter Haven, FLZIP-level data

1BR range: $1,130–$1,130/mo

Columbus, OHZIP-level data

1BR range: $870–$1,790/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,400

Monthly in Winter Haven, FL

$7,017

Monthly in Columbus, OH

$383

Difference

Home Values

Winter Haven

Columbus

$262K

Median Value

$263K

↓ -5.1%

YoY Change

↓ -0.4%

↑ +31.7%

5-Year Change

↑ +28.8%

$262K

Price Range

$95K - $406K

Calculate payment - Winter Haven Calculate payment - Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.4K

More taxes

Monthly Difference

$369

Less take-home

Effective Rate Diff

3.0%

Rate difference

Winter Haven, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Columbus, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Winter Haven, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Columbus, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.