Winter Park, FL vs Mountain Brook, AL: Cost of Living

Which city costs less?

Mountain Brook, AL has a modeled overall cost index 15.3% lower than Winter Park, FL.

Winter Park, FL · modeled 2BR rent: $2,050 / month
Mountain Brook, AL · modeled 2BR rent: $1,900 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Winter Park, FL and Mountain Brook, AL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Winter Park, FL

Numbers update automatically as you type

Estimated savings: $1,120/month in Mountain Brook, AL

$150,000 in your current city has a modeled equivalent of $136,558 in Mountain Brook, AL

Regional cost estimates: Winter Park, FL uses Orlando, FL. Mountain Brook, AL uses Birmingham, AL. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 15.3%

Less expensive

Monthly Impact

$1,120

Savings

Annual Impact

$13.4K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Winter Park, FL

Population:30K

Cost Index:

97.8

100 = national average

Typical Home:$773K

Mountain Brook, AL

Population:22K

Cost Index:

82.8

100 = national average

Typical Home:$865K

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Winter Park, FL

The Sunshine State

30K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 30K residents.

💡 Advantage: Florida has no state income tax!

Mountain Brook, AL

The Heart of Dixie

22K

Population

State Tax

Yes

Located in Alabama, this city has a population of 22K residents.

Cost Breakdown by Category

Estimated monthly spending: Winter Park, FL vs Mountain Brook, AL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Winter Park, FL	Mountain Brook, AL	Difference	Change
Housing	$2,356/mo	$1,680/mo	↓ $675less	28.7%
Other	$1,751/mo	$1,528/mo	↓ $223less	12.7%
Transportation	$1,244/mo	$1,167/mo	↓ $76.50less	6.2%
Groceries	$1,013/mo	$955/mo	↓ $58.41less	5.8%
Healthcare	$567/mo	$512/mo	↓ $54.79less	9.7%
All Utilities	$570/mo	$538/mo	↓ $31.92less	5.6%

Housing

↓ 28.7%

Winter Park, FL

$2,356

Mountain Brook, AL

$1,680

Difference

$675

less

Other

↓ 12.7%

Winter Park, FL

$1,751

Mountain Brook, AL

$1,528

Difference

$223

less

Transportation

↓ 6.2%

Winter Park, FL

$1,244

Mountain Brook, AL

$1,167

Difference

$76.50

less

Groceries

↓ 5.8%

Winter Park, FL

$1,013

Mountain Brook, AL

$955

Difference

$58.41

less

Healthcare

↓ 9.7%

Winter Park, FL

$567

Mountain Brook, AL

$512

Difference

$54.79

less

All Utilities

↓ 5.6%

Winter Park, FL

$570

Mountain Brook, AL

$538

Difference

$31.92

less

🏠Rent Comparison

Studio

From$1,720

To$1,540

↓ $180

1 Bed

From$1,800

To$1,730

↓ $70.00

2 Bed

From$2,050

To$1,900

↓ $150

3 Bed

From$2,570

To$2,380

↓ $190

Winter Park, FLZIP-level data

1BR range: $1,800–$1,800/mo

Mountain Brook, ALZIP-level data

1BR range: $1,730–$1,730/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Winter Park, FL

$6,380

Monthly in Mountain Brook, AL

$1,120

Difference

Home Values

Winter Park

Mountain Brook

$773K

Median Value

$865K

↑ +2.1%

YoY Change

↑ +5.3%

↑ +44.7%

5-Year Change

↑ +39.2%

Homes in Mountain Brook are 12% more expensive than Winter Park

Calculate payment - Winter Park Calculate payment - Mountain Brook

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.5K

More taxes

Monthly Difference

$622

Less take-home

Effective Rate Diff

5.0%

Rate difference

Winter Park, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Mountain Brook, AL

Federal Income Tax

Effective: 18.9%

$25.5K

Alabama State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.5K

Take-Home Pay

$8,794/month

$105.5K

Additional Tax Information

Winter Park, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Mountain Brook, AL Tax Rates

Sales Tax:9.1%

Property Tax:0.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Winter Park

Mountain Brook

41 Good

Air Quality

57 Moderate

75.6%

Good Air Days

26%

98 High

Climate Risk

98 High

🌊🌀🌪

Top Hazards

🌊🌡🌪

▲+2.3°F

2050 Outlook

▲+2.5°F

58 days

Heat Days >95°F

41 days

▲+2.3°F

2050 Outlook

▲+2.5°F

58 days

Heat Days >95°F

41 days

Before moving from Winter Park, FL to Mountain Brook, AL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Mountain Brook, AL for the same bedroom count and included utilities as your home in Winter Park, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Winter Park to Mountain Brook moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Mountain Brook, AL by cost, housing, population and region.

Frequently Asked Questions: Winter Park, FL vs Mountain Brook, AL

How do the cost estimates for Winter Park, FL and Mountain Brook, AL compare?

Mountain Brook, AL has a modeled overall cost index 15.3% lower than Winter Park, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Winter Park, FL, the model estimates $136,558 in Mountain Brook, AL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Winter Park, FL and Mountain Brook, AL?

The modeled two-bedroom rents are $2,050/month in Winter Park, FL and $1,900/month in Mountain Brook, AL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Florida and Alabama on TaxTakeHome.com