Is St. Louis, MO cheaper than Winter Park, FL?

Based on cost of living data, St. Louis, MO is 11.0% cheaper than Winter Park, FL. This translates to saving $827 per month.

What salary do I need in St. Louis, MO to live like I do in Winter Park, FL?

If you earn $150,000 in Winter Park, FL, you'd need approximately $140,072.546 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Winter Park, FL and St. Louis, MO?

Housing in St. Louis, MO is 19.0% cheaper than in Winter Park, FL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,654/month in Winter Park, FL.

How much can I save per month by moving from Winter Park, FL to St. Louis, MO?

Moving from Winter Park, FL to St. Louis, MO could save you approximately $827 per month, or $9927 per year, based on a $150,000 salary.

Winter Park, FL vs St. Louis, MO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Winter Park, FL — ZIP-level rent data · COL adjusted from Orlando, FL area

Current salary in Winter Park, FL

Numbers update automatically as you type

You'd save $827/month moving to St. Louis, MO

$150.0K in your current city equals $140.1K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Orlando-Kissimmee-Sanford, FL area

Overall Cost

↓ 11.0%

Less expensive

Monthly Impact

$827

Savings

Annual Impact

$9.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Winter Park, FL

Population:30K

Cost Index:100

Median Home:$773K

St. Louis, MO

Population:302K

Cost Index:89

Median Home:$145K

Winter Park, FL

The Sunshine State

30K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 30K residents.

💡 Advantage: Florida has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Winter Park, FL vs St. Louis, MO

Category	Winter Park, FL	St. Louis, MO	Difference	Change
🏠Housing	$2,309/mo	$1,871/mo	↓ $438less	19.0%
📦Other	$1,716/mo	$1,607/mo	↓ $109less	6.4%
🛒Groceries	$993/mo	$949/mo	↓ $43.82less	4.4%
🏥Healthcare	$555/mo	$527/mo	↓ $28.76less	5.2%
⚡All Utilities	$559/mo	$535/mo	↓ $23.54less	4.2%
🚗Transportation	$1,219/mo	$1,216/mo	↓ $3.30less	0.3%

🏠Housing

↓ 19.0%

Winter Park, FL

$2,309

St. Louis, MO

$1,871

Difference

$438

less

📦Other

↓ 6.4%

Winter Park, FL

$1,716

St. Louis, MO

$1,607

Difference

$109

less

🛒Groceries

↓ 4.4%

Winter Park, FL

$993

St. Louis, MO

$949

Difference

$43.82

less

🏥Healthcare

↓ 5.2%

Winter Park, FL

$555

St. Louis, MO

$527

Difference

$28.76

less

⚡All Utilities

↓ 4.2%

Winter Park, FL

$559

St. Louis, MO

$535

Difference

$23.54

less

🚗Transportation

↓ 0.3%

Winter Park, FL

$1,219

St. Louis, MO

$1,216

Difference

$3.30

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Winter Park, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,388

To$910

↓ $478

1 Bed

From$1,453

To$950

↓ $503

2 Bed

From$1,654

To$1,160

↓ $494

3 Bed

From$2,074

To$1,490

↓ $584

Winter Park, FLZIP-level data

1BR range: $1,800–$1,800/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,352

Monthly in Winter Park, FL

$6,705

Monthly in St. Louis, MO

$647

Difference

Home Values

Winter Park

St. Louis

$773K

Median Value

$145K

↑ +2.1%

YoY Change

↓ -0.8%

↑ +44.7%

5-Year Change

↑ +10.9%

$773K

Price Range

$38K - $302K

Homes in St. Louis are 81% less expensive than Winter Park

Calculate payment - Winter Park Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Winter Park, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Winter Park, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.