Is Denver, CO cheaper than Winter Springs, FL?

Based on cost of living data, Denver, CO is 11.8% more expensive than Winter Springs, FL. This translates to spending an extra $886 per month.

What salary do I need in Denver, CO to live like I do in Winter Springs, FL?

If you earn $150,000 in Winter Springs, FL, you'd need approximately $160,632.6 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Winter Springs, FL and Denver, CO?

Housing in Denver, CO is 39.8% more expensive than in Winter Springs, FL. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,705/month in Winter Springs, FL.

How much can I save per month by moving from Winter Springs, FL to Denver, CO?

Living in Denver, CO costs approximately $886 more per month than Winter Springs, FL, or $10633 more per year, based on a $150,000 salary.

Winter Springs, FL vs Denver, CO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Winter Springs, FL — ZIP-level rent data · COL adjusted from Orlando, FL area

Current salary in Winter Springs, FL

Numbers update automatically as you type

You'd spend $886/month more in Denver, CO

$150.0K in your current city equals $160.6K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Orlando-Kissimmee-Sanford, FL area

Overall Cost

↑ 11.8%

More expensive

Monthly Impact

$886

Extra cost

Annual Impact

$10.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Winter Springs, FL

Population:39K

Cost Index:100

Median Home:$416K

Denver, CO

Population:716K

Cost Index:112

Median Home:$513K

Winter Springs, FL

The Sunshine State

39K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 39K residents.

💡 Advantage: Florida has no state income tax!

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Winter Springs, FL vs Denver, CO

Category	Winter Springs, FL	Denver, CO	Difference	Change
🏠Housing	$2,323/mo	$3,248/mo	↑ $925more	39.8%
🚗Transportation	$1,226/mo	$1,462/mo	↑ $235more	19.2%
🏥Healthcare	$557/mo	$632/mo	↑ $74.89more	13.4%
📦Other	$1,727/mo	$1,774/mo	↑ $47.65more	2.8%
⚡All Utilities	$561/mo	$519/mo	↓ $41.62less	7.4%
🛒Groceries	$996/mo	$1,029/mo	↑ $33.13more	3.3%

🏠Housing

↑ 39.8%

Winter Springs, FL

$2,323

Denver, CO

$3,248

Difference

$925

🚗Transportation

↑ 19.2%

Winter Springs, FL

$1,226

Denver, CO

$1,462

Difference

$235

🏥Healthcare

↑ 13.4%

Winter Springs, FL

$557

Denver, CO

$632

Difference

$74.89

📦Other

↑ 2.8%

Winter Springs, FL

$1,727

Denver, CO

$1,774

Difference

$47.65

⚡All Utilities

↓ 7.4%

Winter Springs, FL

$561

Denver, CO

$519

Difference

$41.62

less

🛒Groceries

↑ 3.3%

Winter Springs, FL

$996

Denver, CO

$1,029

Difference

$33.13

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Winter Springs, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,429

To$1,720

↑ $291

1 Bed

From$1,494

To$1,840

↑ $346

2 Bed

From$1,705

To$2,190

↑ $485

3 Bed

From$2,143

To$2,870

↑ $727

Winter Springs, FLZIP-level data

1BR range: $1,840–$1,840/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,390

Monthly in Winter Springs, FL

$8,665

Monthly in Denver, CO

$1,274

Difference

Home Values

Winter Springs

Denver

$416K

Median Value

$513K

↓ -4.3%

YoY Change

↓ -4.2%

↑ +35.6%

5-Year Change

↑ +13%

$416K

Price Range

$352K - $933K

Homes in Denver are 23% more expensive than Winter Springs

Calculate payment - Winter Springs Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $6.6K

More taxes

Monthly Difference

$550

Less take-home

Effective Rate Diff

4.4%

Rate difference

Winter Springs, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Winter Springs, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.