Winter Springs, FL vs Royal Palm Beach, FL: Cost of Living

Which city costs less?

Royal Palm Beach, FL has a modeled overall cost index 6.1% higher than Winter Springs, FL.

Winter Springs, FL · modeled 2BR rent
$2,100 / month
Royal Palm Beach, FL · modeled 2BR rent
$2,360 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Winter Springs, FL and Royal Palm Beach, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $613/month in Royal Palm Beach, FL

$150,000 in your current city has a modeled equivalent of $157,362 in Royal Palm Beach, FL

Regional cost estimates: Winter Springs, FL uses Orlando, FL. Royal Palm Beach, FL uses Hialeah, FL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 6.1%
More expensive
Monthly Impact
$613
Extra cost
Annual Impact
$7.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Winter Springs, FL

Population:39K
Cost Index:
98.4
100 = national average
Typical Home:$416K

Royal Palm Beach, FL

Population:39K
Cost Index:
104.4
100 = national average
Typical Home:$458K

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Winter Springs, FL

The Sunshine State

39K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 39K residents.

💡 Advantage: Florida has no state income tax!

Royal Palm Beach, FL

The Sunshine State

39K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 39K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Winter Springs, FL vs Royal Palm Beach, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 17.3%
Winter Springs, FL
$2,358
Royal Palm Beach, FL
$2,766
Difference
$408
more
Transportation
↑ 11.1%
Winter Springs, FL
$1,245
Royal Palm Beach, FL
$1,383
Difference
$138
more
Other
↑ 3.9%
Winter Springs, FL
$1,752
Royal Palm Beach, FL
$1,821
Difference
$69.04
more
All Utilities
↓ 10.6%
Winter Springs, FL
$569
Royal Palm Beach, FL
$509
Difference
$60.38
less
Groceries
↑ 4.6%
Winter Springs, FL
$1,011
Royal Palm Beach, FL
$1,057
Difference
$46.61
more
Healthcare
↑ 2.0%
Winter Springs, FL
$565
Royal Palm Beach, FL
$577
Difference
$11.43
more

🏠Rent Comparison

Studio
From$1,760
To$1,870
↑ $110
1 Bed
From$1,840
To$1,990
↑ $150
2 Bed
From$2,100
To$2,360
↑ $260
3 Bed
From$2,640
To$3,060
↑ $420
Winter Springs, FLZIP-level data

1BR range: $1,840–$1,840/mo

Royal Palm Beach, FLZIP-level data

1BR range: $1,990–$1,990/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Winter Springs, FL
$8,113
Monthly in Royal Palm Beach, FL
$613
Difference

Home Values

Winter Springs
Royal Palm Beach
$416K
Median Value
$458K
↓ -4.3%
YoY Change
↓ -3.5%
↑ +35.6%
5-Year Change
↑ +44.3%

Homes in Royal Palm Beach are 10% more expensive than Winter Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Winter Springs, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Royal Palm Beach, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Winter Springs, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Royal Palm Beach, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Winter Springs
Royal Palm Beach
41 Good
Air Quality
48 Good
75.6%
Good Air Days
59.8%
98 High
Climate Risk
100 Very High
🌊🌀🌪
Top Hazards
🌊🌅🌀
▲+2.3°F
2050 Outlook
▲+2.3°F
58 days
Heat Days >95°F
22 days
▲+2.3°F
2050 Outlook
▲+2.3°F
58 days
Heat Days >95°F
22 days

Before moving from Winter Springs, FL to Royal Palm Beach, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Royal Palm Beach, FL for the same bedroom count and included utilities as your home in Winter Springs, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Winter Springs to Royal Palm Beach moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Royal Palm Beach, FL by cost, housing, population and region.

Frequently Asked Questions: Winter Springs, FL vs Royal Palm Beach, FL

How do the cost estimates for Winter Springs, FL and Royal Palm Beach, FL compare?

Royal Palm Beach, FL has a modeled overall cost index 6.1% higher than Winter Springs, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Winter Springs, FL, the model estimates $157,362 in Royal Palm Beach, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Winter Springs, FL and Royal Palm Beach, FL?

The modeled two-bedroom rents are $2,100/month in Winter Springs, FL and $2,360/month in Royal Palm Beach, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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