Is Phoenix, AZ cheaper than Woburn, MA?

Based on cost of living data, Phoenix, AZ is 26.3% cheaper than Woburn, MA. This translates to saving $1969 per month.

What salary do I need in Phoenix, AZ to live like I do in Woburn, MA?

If you earn $150,000 in Woburn, MA, you'd need approximately $126,371.511 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Woburn, MA and Phoenix, AZ?

Housing in Phoenix, AZ is 37.5% cheaper than in Woburn, MA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,515/month in Woburn, MA.

How much can I save per month by moving from Woburn, MA to Phoenix, AZ?

Moving from Woburn, MA to Phoenix, AZ could save you approximately $1969 per month, or $23628 per year, based on a $150,000 salary.

Woburn, MA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Woburn, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Woburn, MA

Numbers update automatically as you type

You'd save $2.0K/month moving to Phoenix, AZ

$150.0K in your current city equals $126.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 26.3%

Less expensive

Monthly Impact

$1,969

Savings

Annual Impact

$23.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Woburn, MA

Population:42K

Cost Index:100

Median Home:$732K

Phoenix, AZ

Population:1608K

Cost Index:74

Median Home:$414K

Woburn, MA

The Bay State

42K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 42K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Woburn, MA vs Phoenix, AZ

Category	Woburn, MA	Phoenix, AZ	Difference	Change
🏠Housing	$4,459/mo	$2,788/mo	↓ $1,671less	37.5%
🚗Transportation	$1,719/mo	$1,489/mo	↓ $230less	13.4%
⚡All Utilities	$694/mo	$561/mo	↓ $133less	19.1%
🏥Healthcare	$721/mo	$589/mo	↓ $132less	18.3%
🛒Groceries	$1,046/mo	$963/mo	↓ $82.59less	7.9%
📦Other	$1,714/mo	$1,677/mo	↓ $36.36less	2.1%

🏠Housing

↓ 37.5%

Woburn, MA

$4,459

Phoenix, AZ

$2,788

Difference

$1,671

less

🚗Transportation

↓ 13.4%

Woburn, MA

$1,719

Phoenix, AZ

$1,489

Difference

$230

less

⚡All Utilities

↓ 19.1%

Woburn, MA

$694

Phoenix, AZ

$561

Difference

$133

less

🏥Healthcare

↓ 18.3%

Woburn, MA

$721

Phoenix, AZ

$589

Difference

$132

less

🛒Groceries

↓ 7.9%

Woburn, MA

$1,046

Phoenix, AZ

$963

Difference

$82.59

less

📦Other

↓ 2.1%

Woburn, MA

$1,714

Phoenix, AZ

$1,677

Difference

$36.36

less

🏠Rent Comparison

Studio

From$2,020

To$1,390

↓ $630

1 Bed

From$2,116

To$1,510

↓ $606

2 Bed

From$2,515

To$1,750

↓ $765

3 Bed

From$3,018

To$2,330

↓ $688

Woburn, MAZIP-level data

1BR range: $2,650–$2,650/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,352

Monthly in Woburn, MA

$8,068

Monthly in Phoenix, AZ

$2,284

Difference

Home Values

Woburn

Phoenix

$732K

Median Value

$414K

↑ +2.1%

YoY Change

↓ -3.1%

↑ +28.8%

5-Year Change

↑ +30.2%

$732K

Price Range

$274K - $957K

Homes in Phoenix are 43% less expensive than Woburn

Calculate payment - Woburn Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.3K

Per year

Monthly Difference

$189

More take-home

Effective Rate Diff

1.5%

Rate difference

Woburn, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Woburn, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.