Is St. Louis, MO cheaper than Woburn, MA?

Based on cost of living data, St. Louis, MO is 37.8% cheaper than Woburn, MA. This translates to saving $2837 per month.

What salary do I need in St. Louis, MO to live like I do in Woburn, MA?

If you earn $150,000 in Woburn, MA, you'd need approximately $115,952.727 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Woburn, MA and St. Louis, MO?

Housing in St. Louis, MO is 58.0% cheaper than in Woburn, MA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,515/month in Woburn, MA.

How much can I save per month by moving from Woburn, MA to St. Louis, MO?

Moving from Woburn, MA to St. Louis, MO could save you approximately $2837 per month, or $34047 per year, based on a $150,000 salary.

Woburn, MA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Woburn, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Woburn, MA

Numbers update automatically as you type

You'd save $2.8K/month moving to St. Louis, MO

$150.0K in your current city equals $116.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 37.8%

Less expensive

Monthly Impact

$2,837

Savings

Annual Impact

$34.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Woburn, MA

Population:42K

Cost Index:100

Median Home:$732K

St. Louis, MO

Population:302K

Cost Index:62

Median Home:$145K

Woburn, MA

The Bay State

42K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 42K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Woburn, MA vs St. Louis, MO

Category	Woburn, MA	St. Louis, MO	Difference	Change
🏠Housing	$4,459/mo	$1,871/mo	↓ $2,588less	58.0%
🚗Transportation	$1,719/mo	$1,216/mo	↓ $503less	29.3%
🏥Healthcare	$721/mo	$527/mo	↓ $194less	26.9%
⚡All Utilities	$694/mo	$535/mo	↓ $158less	22.8%
📦Other	$1,714/mo	$1,607/mo	↓ $107less	6.2%
🛒Groceries	$1,046/mo	$949/mo	↓ $96.58less	9.2%

🏠Housing

↓ 58.0%

Woburn, MA

$4,459

St. Louis, MO

$1,871

Difference

$2,588

less

🚗Transportation

↓ 29.3%

Woburn, MA

$1,719

St. Louis, MO

$1,216

Difference

$503

less

🏥Healthcare

↓ 26.9%

Woburn, MA

$721

St. Louis, MO

$527

Difference

$194

less

⚡All Utilities

↓ 22.8%

Woburn, MA

$694

St. Louis, MO

$535

Difference

$158

less

📦Other

↓ 6.2%

Woburn, MA

$1,714

St. Louis, MO

$1,607

Difference

$107

less

🛒Groceries

↓ 9.2%

Woburn, MA

$1,046

St. Louis, MO

$949

Difference

$96.58

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Woburn, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,020

To$910

↓ $1,110

1 Bed

From$2,116

To$950

↓ $1,166

2 Bed

From$2,515

To$1,160

↓ $1,355

3 Bed

From$3,018

To$1,490

↓ $1,528

Woburn, MAZIP-level data

1BR range: $2,650–$2,650/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,352

Monthly in Woburn, MA

$6,705

Monthly in St. Louis, MO

$3,647

Difference

Home Values

Woburn

St. Louis

$732K

Median Value

$145K

↑ +2.1%

YoY Change

↓ -0.8%

↑ +28.8%

5-Year Change

↑ +10.9%

$732K

Price Range

$38K - $302K

Homes in St. Louis are 80% less expensive than Woburn

Calculate payment - Woburn Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $429

More taxes

Monthly Difference

$35.75

Less take-home

Effective Rate Diff

0.3%

Rate difference

Woburn, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Woburn, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.