Woburn, MA vs Valley Stream, NY: Cost of Living

Which city costs less?

Valley Stream, NY has a modeled overall cost index 6.1% higher than Woburn, MA.

Woburn, MA · modeled 2BR rent: $3,150 / month
Valley Stream, NY · modeled 2BR rent: $2,610 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

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Cost of Living Comparison 2026

Compare Woburn, MA and Valley Stream, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Woburn, MA

Numbers update automatically as you type

Estimated extra cost: $908/month in Valley Stream, NY

$150,000 in your current city has a modeled equivalent of $160,902 in Valley Stream, NY

Regional cost estimates: Woburn, MA uses Boston, MA. Valley Stream, NY uses New York, NY. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 6.1%

More expensive

Monthly Impact

$908

Extra cost

Annual Impact

$10.9K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Woburn, MA

Population:42K

Cost Index:

139.9

100 = national average

Typical Home:$732K

Valley Stream, NY

Population:40K

Cost Index:

148.5

100 = national average

Typical Home:$730K

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Woburn, MA

The Bay State

42K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 42K residents.

Valley Stream, NY

The Empire State

40K

Population

State Tax

Yes

Located in New York, this city has a population of 40K residents.

Cost Breakdown by Category

Estimated monthly spending: Woburn, MA vs Valley Stream, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Woburn, MA	Valley Stream, NY	Difference	Change
Housing	$3,231/mo	$4,409/mo	↑ $1,178more	36.5%
Transportation	$1,245/mo	$1,026/mo	↓ $219less	17.6%
All Utilities	$503/mo	$409/mo	↓ $93.89less	18.7%
Other	$1,242/mo	$1,303/mo	↑ $61.14more	4.9%
Healthcare	$522/mo	$468/mo	↓ $53.54less	10.3%
Groceries	$758/mo	$794/mo	↑ $35.96more	4.7%

Housing

↑ 36.5%

Woburn, MA

$3,231

Valley Stream, NY

$4,409

Difference

$1,178

Transportation

↓ 17.6%

Woburn, MA

$1,245

Valley Stream, NY

$1,026

Difference

$219

less

All Utilities

↓ 18.7%

Woburn, MA

$503

Valley Stream, NY

$409

Difference

$93.89

less

Other

↑ 4.9%

Woburn, MA

$1,242

Valley Stream, NY

$1,303

Difference

$61.14

Healthcare

↓ 10.3%

Woburn, MA

$522

Valley Stream, NY

$468

Difference

$53.54

less

Groceries

↑ 4.7%

Woburn, MA

$758

Valley Stream, NY

$794

Difference

$35.96

🏠Rent Comparison

Studio

From$2,530

To$2,170

↓ $360

1 Bed

From$2,650

To$2,260

↓ $390

2 Bed

From$3,150

To$2,610

↓ $540

3 Bed

From$3,780

To$3,390

↓ $390

Woburn, MAZIP-level data

1BR range: $2,650–$2,650/mo

Valley Stream, NYZIP-level data

1BR range: $2,260–$2,260/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Woburn, MA

$8,408

Monthly in Valley Stream, NY

$908

Difference

Home Values

Woburn

Valley Stream

$732K

Median Value

$730K

↑ +2.1%

YoY Change

↑ +4.6%

↑ +28.8%

5-Year Change

↑ +31.5%

Calculate payment - Woburn Calculate payment - Valley Stream

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.0K

More taxes

Monthly Difference

$170

Less take-home

Effective Rate Diff

1.4%

Rate difference

Woburn, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Valley Stream, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Woburn, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Valley Stream, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Woburn

Valley Stream

36 Good

Air Quality

43 Good

79.5%

Good Air Days

65.8%

94 Moderate

Climate Risk

99 High

🌊🌅🌀

Top Hazards

🌊🌀🌡

▲+2.5°F

2050 Outlook

▲+2.7°F

6 days

Heat Days >95°F

11 days

▲+2.5°F

2050 Outlook

▲+2.7°F

6 days

Heat Days >95°F

11 days

Before moving from Woburn, MA to Valley Stream, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Valley Stream, NY for the same bedroom count and included utilities as your home in Woburn, MA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Woburn to Valley Stream moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Valley Stream, NY by cost, housing, population and region.

Frequently Asked Questions: Woburn, MA vs Valley Stream, NY

How do the cost estimates for Woburn, MA and Valley Stream, NY compare?

Valley Stream, NY has a modeled overall cost index 6.1% higher than Woburn, MA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Woburn, MA, the model estimates $160,902 in Valley Stream, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Woburn, MA and Valley Stream, NY?

The modeled two-bedroom rents are $3,150/month in Woburn, MA and $2,610/month in Valley Stream, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Massachusetts and New York on TaxTakeHome.com