Woodbury, TN vs Four Oaks, NC: Cost of Living

Which city costs less?

Four Oaks, NC has a modeled overall cost index 2.9% lower than Woodbury, TN.

Woodbury, TN · modeled 2BR rent: $1,320 / month
Four Oaks, NC · modeled 2BR rent: $1,350 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Woodbury, TN and Four Oaks, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Woodbury, TN

Numbers update automatically as you type

Estimated savings: $158/month in Four Oaks, NC

$150,000 in your current city has a modeled equivalent of $148,105 in Four Oaks, NC

Regional cost estimates: Woodbury, TN uses Nashville, TN. Four Oaks, NC uses Raleigh, NC. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 2.9%

Less expensive

Monthly Impact

$158

Savings

Annual Impact

$1.9K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Woodbury, TN

Population:3K

Cost Index:

88.6

100 = national average

Typical Home:$303K

Four Oaks, NC

Population:3K

Cost Index:

86.0

100 = national average

Typical Home:$302K

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Woodbury, TN

The Volunteer State

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 3K residents.

💡 Advantage: Tennessee has no state income tax!

Four Oaks, NC

The Tar Heel State

Population

State Tax

Yes

Located in North Carolina, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Woodbury, TN vs Four Oaks, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Woodbury, TN	Four Oaks, NC	Difference	Change
Other	$1,855/mo	$1,683/mo	↓ $173less	9.3%
Housing	$2,279/mo	$2,190/mo	↓ $89.72less	3.9%
Transportation	$1,227/mo	$1,265/mo	↑ $38.55more	3.1%
All Utilities	$535/mo	$572/mo	↑ $36.93more	6.9%
Groceries	$978/mo	$1,004/mo	↑ $25.70more	2.6%
Healthcare	$626/mo	$629/mo	↑ $3.27more	0.5%

Other

↓ 9.3%

Woodbury, TN

$1,855

Four Oaks, NC

$1,683

Difference

$173

less

Housing

↓ 3.9%

Woodbury, TN

$2,279

Four Oaks, NC

$2,190

Difference

$89.72

less

Transportation

↑ 3.1%

Woodbury, TN

$1,227

Four Oaks, NC

$1,265

Difference

$38.55

All Utilities

↑ 6.9%

Woodbury, TN

$535

Four Oaks, NC

$572

Difference

$36.93

Groceries

↑ 2.6%

Woodbury, TN

$978

Four Oaks, NC

$1,004

Difference

$25.70

Healthcare

↑ 0.5%

Woodbury, TN

$626

Four Oaks, NC

$629

Difference

$3.27

🏠Rent Comparison

Studio

From$1,150

To$1,170

↑ $20.00

1 Bed

From$1,170

To$1,190

↑ $20.00

2 Bed

From$1,320

To$1,350

↑ $30.00

3 Bed

From$1,660

To$1,660

→ $0

Woodbury, TNZIP-level data

1BR range: $1,170–$1,170/mo

Four Oaks, NCZIP-level data

1BR range: $1,190–$1,190/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Woodbury, TN

$7,342

Monthly in Four Oaks, NC

$158

Difference

Home Values

Woodbury

Four Oaks

$303K

Median Value

$302K

↑ +5.3%

YoY Change

↓ -1.3%

↑ +52.4%

5-Year Change

↑ +42.5%

Calculate payment - Woodbury Calculate payment - Four Oaks

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Woodbury, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Four Oaks, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Woodbury, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Four Oaks, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Woodbury

Four Oaks

50 Good

Air Quality

46 Good

51.6%

Good Air Days

61.7%

97 High

Climate Risk

96 High

🌊🫨🌪

Top Hazards

🌊🌡🌪

▲+2.8°F

2050 Outlook

▲+2.8°F

42 days

Heat Days >95°F

31 days

▲+2.8°F

2050 Outlook

▲+2.8°F

42 days

Heat Days >95°F

31 days

Before moving from Woodbury, TN to Four Oaks, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Four Oaks, NC for the same bedroom count and included utilities as your home in Woodbury, TN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Woodbury to Four Oaks moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Four Oaks, NC by cost, housing, population and region.

Frequently Asked Questions: Woodbury, TN vs Four Oaks, NC

How do the cost estimates for Woodbury, TN and Four Oaks, NC compare?

Four Oaks, NC has a modeled overall cost index 2.9% lower than Woodbury, TN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Woodbury, TN, the model estimates $148,105 in Four Oaks, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Woodbury, TN and Four Oaks, NC?

The modeled two-bedroom rents are $1,320/month in Woodbury, TN and $1,350/month in Four Oaks, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Tennessee and North Carolina on TaxTakeHome.com

Where your money goes further

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