Woodridge, IL vs Oak Creek, WI: Cost of Living

Which city costs less?

Oak Creek, WI has a modeled overall cost index 12.5% lower than Woodridge, IL.

Woodridge, IL · modeled 2BR rent: $1,880 / month
Oak Creek, WI · modeled 2BR rent: $1,770 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Woodridge, IL and Oak Creek, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Woodridge, IL

Numbers update automatically as you type

Estimated savings: $1,041/month in Oak Creek, WI

$150,000 in your current city has a modeled equivalent of $137,508 in Oak Creek, WI

Regional cost estimates: Woodridge, IL uses Chicago, IL. Oak Creek, WI uses Milwaukee, WI. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 12.5%

Less expensive

Monthly Impact

$1,041

Savings

Annual Impact

$12.5K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Woodridge, IL

Population:34K

Cost Index:

97.8

100 = national average

Typical Home:$390K

Oak Creek, WI

Population:37K

Cost Index:

85.6

100 = national average

Typical Home:$389K

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Woodridge, IL

The Prairie State

34K

Population

State Tax

Yes

Located in Illinois, this city has a population of 34K residents.

Oak Creek, WI

The Badger State

37K

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 37K residents.

Cost Breakdown by Category

Estimated monthly spending: Woodridge, IL vs Oak Creek, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Woodridge, IL	Oak Creek, WI	Difference	Change
Housing	$2,449/mo	$1,597/mo	↓ $852less	34.8%
Transportation	$1,491/mo	$1,298/mo	↓ $193less	12.9%
Healthcare	$555/mo	$684/mo	↑ $129more	23.2%
Other	$1,560/mo	$1,483/mo	↓ $76.81less	4.9%
Groceries	$960/mo	$913/mo	↓ $47.59less	5.0%
All Utilities	$484/mo	$484/mo	↓ $0.83less	0.2%

Housing

↓ 34.8%

Woodridge, IL

$2,449

Oak Creek, WI

$1,597

Difference

$852

less

Transportation

↓ 12.9%

Woodridge, IL

$1,491

Oak Creek, WI

$1,298

Difference

$193

less

Healthcare

↑ 23.2%

Woodridge, IL

$555

Oak Creek, WI

$684

Difference

$129

Other

↓ 4.9%

Woodridge, IL

$1,560

Oak Creek, WI

$1,483

Difference

$76.81

less

Groceries

↓ 5.0%

Woodridge, IL

$960

Oak Creek, WI

$913

Difference

$47.59

less

All Utilities

↓ 0.2%

Woodridge, IL

$484

Oak Creek, WI

$484

Difference

$0.83

less

🏠Rent Comparison

Studio

From$1,560

To$1,360

↓ $200

1 Bed

From$1,670

To$1,480

↓ $190

2 Bed

From$1,880

To$1,770

↓ $110

3 Bed

From$2,420

To$2,180

↓ $240

Woodridge, ILZIP-level data

1BR range: $1,670–$1,670/mo

Oak Creek, WIZIP-level data

1BR range: $1,480–$1,480/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Woodridge, IL

$6,459

Monthly in Oak Creek, WI

$1,041

Difference

Home Values

Woodridge

Oak Creek

$390K

Median Value

$389K

↑ +3.4%

YoY Change

↑ +5.9%

↑ +32.2%

5-Year Change

↑ +39.4%

Calculate payment - Woodridge Calculate payment - Oak Creek

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.4K

More taxes

Monthly Difference

$119

Less take-home

Effective Rate Diff

0.9%

Rate difference

Woodridge, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Oak Creek, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

Additional Tax Information

Woodridge, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Oak Creek, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Woodridge

Oak Creek

54 Moderate

Air Quality

43 Good

35.8%

Good Air Days

68.6%

100 Very High

Climate Risk

98 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.2°F

2050 Outlook

▲+3.3°F

18 days

Heat Days >95°F

13 days

▲+3.2°F

2050 Outlook

▲+3.3°F

18 days

Heat Days >95°F

13 days

Before moving from Woodridge, IL to Oak Creek, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Oak Creek, WI for the same bedroom count and included utilities as your home in Woodridge, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Woodridge to Oak Creek moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Oak Creek, WI by cost, housing, population and region.

Frequently Asked Questions: Woodridge, IL vs Oak Creek, WI

How do the cost estimates for Woodridge, IL and Oak Creek, WI compare?

Oak Creek, WI has a modeled overall cost index 12.5% lower than Woodridge, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Woodridge, IL, the model estimates $137,508 in Oak Creek, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Woodridge, IL and Oak Creek, WI?

The modeled two-bedroom rents are $1,880/month in Woodridge, IL and $1,770/month in Oak Creek, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Wisconsin on TaxTakeHome.com