Is St. Louis, MO cheaper than Woodstock, IL?

Based on cost of living data, St. Louis, MO is 7.0% cheaper than Woodstock, IL. This translates to saving $525 per month.

What salary do I need in St. Louis, MO to live like I do in Woodstock, IL?

If you earn $150,000 in Woodstock, IL, you'd need approximately $143,704.802 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Woodstock, IL and St. Louis, MO?

Housing in St. Louis, MO is 21.7% cheaper than in Woodstock, IL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,125/month in Woodstock, IL.

How much can I save per month by moving from Woodstock, IL to St. Louis, MO?

Moving from Woodstock, IL to St. Louis, MO could save you approximately $525 per month, or $6295 per year, based on a $150,000 salary.

Woodstock, IL vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Woodstock, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Woodstock, IL

Numbers update automatically as you type

You'd save $525/month moving to St. Louis, MO

$150.0K in your current city equals $143.7K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 7.0%

Less expensive

Monthly Impact

$525

Savings

Annual Impact

$6.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Woodstock, IL

Population:26K

Cost Index:100

Median Home:$325K

St. Louis, MO

Population:302K

Cost Index:93

Median Home:$145K

Woodstock, IL

The Prairie State

26K

Population

State Tax

Yes

Located in Illinois, this city has a population of 26K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Woodstock, IL vs St. Louis, MO

Category	Woodstock, IL	St. Louis, MO	Difference	Change
🏠Housing	$2,388/mo	$1,871/mo	↓ $517less	21.7%
🚗Transportation	$1,454/mo	$1,216/mo	↓ $238less	16.4%
📦Other	$1,521/mo	$1,607/mo	↑ $86.04more	5.7%
⚡All Utilities	$483/mo	$535/mo	↑ $52.61more	10.9%
🏥Healthcare	$553/mo	$527/mo	↓ $26.66less	4.8%
🛒Groceries	$957/mo	$949/mo	↓ $8.14less	0.8%

🏠Housing

↓ 21.7%

Woodstock, IL

$2,388

St. Louis, MO

$1,871

Difference

$517

less

🚗Transportation

↓ 16.4%

Woodstock, IL

$1,454

St. Louis, MO

$1,216

Difference

$238

less

📦Other

↑ 5.7%

Woodstock, IL

$1,521

St. Louis, MO

$1,607

Difference

$86.04

⚡All Utilities

↑ 10.9%

Woodstock, IL

$483

St. Louis, MO

$535

Difference

$52.61

🏥Healthcare

↓ 4.8%

Woodstock, IL

$553

St. Louis, MO

$527

Difference

$26.66

less

🛒Groceries

↓ 0.8%

Woodstock, IL

$957

St. Louis, MO

$949

Difference

$8.14

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Woodstock, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$934

To$910

↓ $24.00

1 Bed

From$1,000

To$950

↓ $50.00

2 Bed

From$1,125

To$1,160

↑ $35.00

3 Bed

From$1,449

To$1,490

↑ $41.00

Woodstock, ILZIP-level data

1BR range: $1,360–$1,360/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,357

Monthly in Woodstock, IL

$6,705

Monthly in St. Louis, MO

$651

Difference

Home Values

Woodstock

St. Louis

$325K

Median Value

$145K

↑ +4.4%

YoY Change

↓ -0.8%

↑ +43.8%

5-Year Change

↑ +10.9%

$325K

Price Range

$38K - $302K

Homes in St. Louis are 55% less expensive than Woodstock

Calculate payment - Woodstock Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $504

More taxes

Monthly Difference

$42.00

Less take-home

Effective Rate Diff

0.3%

Rate difference

Woodstock, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Woodstock, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.