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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $1.1K/month moving to New Haven, CT

$150.0K in your current city equals $136.8K in New Haven, CT

Rent data from HUD ZIP-level estimates · COL index from Providence-Warwick, RI-MA area
Overall Cost
14.6%
Less expensive
Monthly Impact
$1,097
Savings
Annual Impact
$13.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Worcester, MA

Population:208K
Cost Index:
100
100 = national average
Median Home:$410K

New Haven, CT

Population:135K
Cost Index:
85
(15% below avg)
Median Home:$353K

Worcester, MA

The Bay State

208K
Population
State Tax
Yes

Located in Massachusetts, this city has a population of 208K residents.

New Haven, CT

The Constitution State

135K
Population
State Tax
Yes

Located in Connecticut, this city has a population of 135K residents.

Cost Breakdown by Category

Annual spending: Worcester, MA vs New Haven, CT

Transportation
33.7%
Worcester, MA
$1,664
New Haven, CT
$1,103
Difference
$561
less
Housing
9.8%
Worcester, MA
$4,315
New Haven, CT
$4,737
Difference
$422
more
Other
15.6%
Worcester, MA
$1,658
New Haven, CT
$1,400
Difference
$259
less
All Utilities
27.1%
Worcester, MA
$682
New Haven, CT
$498
Difference
$185
less
Healthcare
19.5%
Worcester, MA
$709
New Haven, CT
$571
Difference
$138
less
Groceries
6.1%
Worcester, MA
$1,029
New Haven, CT
$967
Difference
$62.26
less

🏠Rent Comparison

Studio
From$1,275
To$831
$444
1 Bed
From$1,282
To$965
$317
2 Bed
From$1,645
To$1,193
$452
3 Bed
From$2,039
To$1,474
$565
Worcester, MAZIP-level data

1BR range: $1,500$1,750/mo

New Haven, CTZIP-level data

1BR range: $1,520$2,100/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,057
Monthly in Worcester, MA
$9,274
Monthly in New Haven, CT
$783
Difference

Home Values

Worcester
New Haven
$410K
Median Value
$353K
↑ +1.3%
YoY Change
↑ +3.5%
↑ +42.4%
5-Year Change
↑ +43.5%
$188K - $530K
Price Range
$286K - $385K

Homes in New Haven are 14% less expensive than Worcester

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$550
More taxes
Monthly Difference
$45.83
Less take-home
Effective Rate Diff
0.4%
Rate difference

Worcester, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

New Haven, CT

Federal Income Tax
Effective: 18.9%
$25.5K
Connecticut State Tax
Effective: 5.4%
$8.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$45.1K
Take-Home Pay
$8,745/month
$104.9K

Additional Tax Information

Worcester, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

New Haven, CT Tax Rates

Sales Tax:6.3%
Property Tax:2.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Worcester
New Haven
36 Good
Air Quality
43 Good
79.5%
Good Air Days
65.8%
94 Moderate
Climate Risk
99 High
🌊🌅🌀
Top Hazards
🌊🌀🌡
+2.5°F
2050 Outlook
+2.7°F
6 days
Heat Days >95°F
11 days
+2.5°F
2050 Outlook
+2.7°F
6 days
Heat Days >95°F
11 days

What to Consider When Moving from Worcester, MA to New Haven, CT

Relocating from Worcester, MA to New Haven, CT involves more than just comparing rent prices. While the overall cost of living is about 15% lower in New Haven, CT, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in New Haven, CT is 10% more expensive than in Worcester, MA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in New Haven, CT pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in New Haven, CT to match your current standard of living in Worcester, MA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit New Haven, CT for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Worcester, MA vs New Haven, CT

Is New Haven, CT cheaper than Worcester, MA?

Yes, New Haven, CT is about 14.6% cheaper than Worcester, MA. You could save approximately $1,097/month on a $150,000 salary. Housing costs are 10% higher in New Haven, CT.

What salary do I need in New Haven, CT to match my lifestyle in Worcester, MA?

If you currently earn $150,000 in Worcester, MA, you would need approximately $136,841 in New Haven, CT to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Worcester, MA and New Haven, CT?

A two-bedroom apartment averages $1,645/month in Worcester, MA compared to $1,193/month in New Haven, CT. One-bedroom apartments are $1,282/month in Worcester, MA vs $965/month in New Haven, CT. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Worcester, MA or New Haven, CT?

Groceries are about 6% cheaper in New Haven, CT than in Worcester, MA, saving a typical household roughly $62.26/month on food.

What is the best time to move from Worcester, MA to New Haven, CT?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Massachusetts and Connecticut on TaxTakeHome.com

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