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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $300/month moving to Portland, OR

$150.0K in your current city equals $146.4K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from Providence-Warwick, RI-MA area
Overall Cost
4.0%
Less expensive
Monthly Impact
$300
Savings
Annual Impact
$3.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Worcester, MA

Population:208K
Cost Index:
100
100 = national average
Median Home:$410K

Portland, OR

Population:641K
Cost Index:
96
(4% below avg)
Median Home:$535K

Worcester, MA

The Bay State

208K
Population
State Tax
Yes

Located in Massachusetts, this city has a population of 208K residents.

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Worcester, MA vs Portland, OR

Housing
9.0%
Worcester, MA
$4,315
Portland, OR
$4,704
Difference
$389
more
Other
16.1%
Worcester, MA
$1,658
Portland, OR
$1,925
Difference
$267
more
All Utilities
30.3%
Worcester, MA
$682
Portland, OR
$475
Difference
$207
less
Transportation
3.5%
Worcester, MA
$1,664
Portland, OR
$1,721
Difference
$57.61
more
Healthcare
6.5%
Worcester, MA
$709
Portland, OR
$663
Difference
$45.84
less
Groceries
3.9%
Worcester, MA
$1,029
Portland, OR
$1,069
Difference
$40.38
more

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Worcester, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,275
To$1,555
$280
1 Bed
From$1,282
To$1,655
$373
2 Bed
From$1,645
To$1,900
$255
3 Bed
From$2,039
To$2,590
$551
Worcester, MAZIP-level data

1BR range: $1,500$1,750/mo

Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,057
Monthly in Worcester, MA
$10,557
Monthly in Portland, OR
$501
Difference

Home Values

Worcester
Portland
$410K
Median Value
$535K
↑ +1.3%
YoY Change
↓ -1.2%
↑ +42.4%
5-Year Change
↑ +7.2%
$188K - $530K
Price Range
$351K - $760K

Homes in Portland are 30% more expensive than Worcester

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$8.0K
More taxes
Monthly Difference
$668
Less take-home
Effective Rate Diff
5.3%
Rate difference

Worcester, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Worcester, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Worcester
Portland
36 Good
Air Quality
35 Good
79.5%
Good Air Days
85%
94 Moderate
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌡🫨
+2.5°F
2050 Outlook
+2.5°F
6 days
Heat Days >95°F
9 days
+2.5°F
2050 Outlook
+2.5°F
6 days
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between Massachusetts and Oregon on TaxTakeHome.com

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