Is Providence, RI cheaper than Yonkers, NY?

Based on cost of living data, Providence, RI is 8.1% more expensive than Yonkers, NY. This translates to spending an extra $605 per month.

What salary do I need in Providence, RI to live like I do in Yonkers, NY?

If you earn $150,000 in Yonkers, NY, you'd need approximately $157,258.261 in Providence, RI to maintain the same standard of living.

How does housing cost compare between Yonkers, NY and Providence, RI?

Housing in Providence, RI is 15.8% more expensive than in Yonkers, NY. For a two-bedroom apartment, rent is $1,803/month in Providence, RI compared to $2,860/month in Yonkers, NY.

How much can I save per month by moving from Yonkers, NY to Providence, RI?

Living in Providence, RI costs approximately $605 more per month than Yonkers, NY, or $7258 more per year, based on a $150,000 salary.

Yonkers, NY vs Providence, RI: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Yonkers, NY

Numbers update automatically as you type

You'd spend $605/month more in Providence, RI

$150.0K in your current city equals $157.3K in Providence, RI

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↑ 8.1%

More expensive

Monthly Impact

$605

Extra cost

Annual Impact

$7.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Yonkers, NY

Population:208K

Cost Index:

100

100 = national average

Median Home:$648K

Providence, RI

Population:191K

Cost Index:

108

(8% above avg)

Median Home:$430K

Yonkers, NY

The Empire State

208K

Population

State Tax

Yes

Located in New York, this city has a population of 208K residents.

Providence, RI

The Ocean State

191K

Population

State Tax

Yes

Located in Rhode Island, this city has a population of 191K residents.

Cost Breakdown by Category

Annual spending: Yonkers, NY vs Providence, RI

Category	Yonkers, NY	Providence, RI	Difference	Change
Housing	$3,716/mo	$4,304/mo	↑ $588more	15.8%
Other	$2,026/mo	$1,654/mo	↓ $371less	18.3%
All Utilities	$596/mo	$682/mo	↑ $85.96more	14.4%
Groceries	$1,099/mo	$1,028/mo	↓ $71.63less	6.5%
Transportation	$1,598/mo	$1,659/mo	↑ $61.23more	3.8%
Healthcare	$688/mo	$708/mo	↑ $20.18more	2.9%

Housing

↑ 15.8%

Yonkers, NY

$3,716

Providence, RI

$4,304

Difference

$588

Other

↓ 18.3%

Yonkers, NY

$2,026

Providence, RI

$1,654

Difference

$371

less

All Utilities

↑ 14.4%

Yonkers, NY

$596

Providence, RI

$682

Difference

$85.96

Groceries

↓ 6.5%

Yonkers, NY

$1,099

Providence, RI

$1,028

Difference

$71.63

less

Transportation

↑ 3.8%

Yonkers, NY

$1,598

Providence, RI

$1,659

Difference

$61.23

Healthcare

↑ 2.9%

Yonkers, NY

$688

Providence, RI

$708

Difference

$20.18

🏛️ Local Income Taxes

Yonkers, NY: Yonkers Surcharge (16.75% of state tax)$2,939/yr (2.0%)

Providence, RI has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,490

To$1,372

↓ $1,118

1 Bed

From$2,610

To$1,464

↓ $1,146

2 Bed

From$2,860

To$1,803

↓ $1,057

3 Bed

From$3,580

To$2,181

↓ $1,399

Yonkers, NYZIP-level data

1BR range: $2,400–$2,710/mo

Providence, RIZIP-level data

1BR range: $1,400–$1,970/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,722

Monthly in Yonkers, NY

$10,035

Monthly in Providence, RI

$313

Difference

Home Values

Yonkers

Providence

$648K

Median Value

$430K

↑ +4.6%

YoY Change

↑ +2%

↑ +30.3%

5-Year Change

↑ +49.5%

$598K - $729K

Price Range

$403K - $769K

Homes in Providence are 34% less expensive than Yonkers

Calculate payment - Yonkers Calculate payment - Providence

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.1K

Per year

Monthly Difference

$258

More take-home

Effective Rate Diff

2.1%

Rate difference

Yonkers, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Providence, RI

Federal Income Tax

Effective: 18.9%

$25.5K

Rhode Island State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.0%

$43.5K

Take-Home Pay

$8,879/month

$106.5K

Additional Tax Information

Yonkers, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Providence, RI Tax Rates

Sales Tax:7.0%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.