Is Worcester, MA cheaper than Yonkers, NY?

Based on cost of living data, Worcester, MA is 8.3% more expensive than Yonkers, NY. This translates to spending an extra $625 per month.

What salary do I need in Worcester, MA to live like I do in Yonkers, NY?

If you earn $150,000 in Yonkers, NY, you'd need approximately $157,498.973 in Worcester, MA to maintain the same standard of living.

How does housing cost compare between Yonkers, NY and Worcester, MA?

Housing in Worcester, MA is 16.1% more expensive than in Yonkers, NY. For a two-bedroom apartment, rent is $1,645/month in Worcester, MA compared to $2,860/month in Yonkers, NY.

How much can I save per month by moving from Yonkers, NY to Worcester, MA?

Living in Worcester, MA costs approximately $625 more per month than Yonkers, NY, or $7499 more per year, based on a $150,000 salary.

Yonkers, NY vs Worcester, MA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Yonkers, NY

Numbers update automatically as you type

You'd spend $625/month more in Worcester, MA

$150.0K in your current city equals $157.5K in Worcester, MA

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↑ 8.3%

More expensive

Monthly Impact

$625

Extra cost

Annual Impact

$7.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Yonkers, NY

Population:208K

Cost Index:

100

100 = national average

Median Home:$648K

Worcester, MA

Population:208K

Cost Index:

108

(8% above avg)

Median Home:$410K

Yonkers, NY

The Empire State

208K

Population

State Tax

Yes

Located in New York, this city has a population of 208K residents.

Worcester, MA

The Bay State

208K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 208K residents.

Cost Breakdown by Category

Annual spending: Yonkers, NY vs Worcester, MA

Category	Yonkers, NY	Worcester, MA	Difference	Change
Housing	$3,716/mo	$4,315/mo	↑ $599more	16.1%
Other	$2,026/mo	$1,658/mo	↓ $367less	18.1%
All Utilities	$596/mo	$682/mo	↑ $86.80more	14.6%
Groceries	$1,099/mo	$1,029/mo	↓ $70.36less	6.4%
Transportation	$1,598/mo	$1,664/mo	↑ $65.33more	4.1%
Healthcare	$688/mo	$709/mo	↑ $21.06more	3.1%

Housing

↑ 16.1%

Yonkers, NY

$3,716

Worcester, MA

$4,315

Difference

$599

Other

↓ 18.1%

Yonkers, NY

$2,026

Worcester, MA

$1,658

Difference

$367

less

All Utilities

↑ 14.6%

Yonkers, NY

$596

Worcester, MA

$682

Difference

$86.80

Groceries

↓ 6.4%

Yonkers, NY

$1,099

Worcester, MA

$1,029

Difference

$70.36

less

Transportation

↑ 4.1%

Yonkers, NY

$1,598

Worcester, MA

$1,664

Difference

$65.33

Healthcare

↑ 3.1%

Yonkers, NY

$688

Worcester, MA

$709

Difference

$21.06

🏛️ Local Income Taxes

Yonkers, NY: Yonkers Surcharge (16.75% of state tax)$2,939/yr (2.0%)

Worcester, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,490

To$1,275

↓ $1,215

1 Bed

From$2,610

To$1,282

↓ $1,328

2 Bed

From$2,860

To$1,645

↓ $1,215

3 Bed

From$3,580

To$2,039

↓ $1,541

Yonkers, NYZIP-level data

1BR range: $2,400–$2,710/mo

Worcester, MAZIP-level data

1BR range: $1,500–$1,750/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,722

Monthly in Yonkers, NY

$10,057

Monthly in Worcester, MA

$334

Difference

Home Values

Yonkers

Worcester

$648K

Median Value

$410K

↑ +4.6%

YoY Change

↑ +1.3%

↑ +30.3%

5-Year Change

↑ +42.4%

$598K - $729K

Price Range

$188K - $530K

Homes in Worcester are 37% less expensive than Yonkers

Calculate payment - Yonkers Calculate payment - Worcester

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.0K

Per year

Monthly Difference

$170

More take-home

Effective Rate Diff

1.4%

Rate difference

Yonkers, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Worcester, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Additional Tax Information

Yonkers, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Worcester, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.