Is Charlotte, NC cheaper than York, PA?

Based on cost of living data, Charlotte, NC is 0.9% cheaper than York, PA. The two cities have very similar living costs.

What salary do I need in Charlotte, NC to live like I do in York, PA?

If you earn $150,000 in York, PA, you'd need approximately $149,218.463 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between York, PA and Charlotte, NC?

Housing in Charlotte, NC is 4.7% cheaper than in York, PA. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $977/month in York, PA.

How much can I save per month by moving from York, PA to Charlotte, NC?

Moving from York, PA to Charlotte, NC could save you approximately $65 per month, or $782 per year, based on a $150,000 salary.

York, PA vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 York, PA — ZIP-level rent data · COL adjusted from Baltimore, MD area

Current salary in York, PA

Numbers update automatically as you type

You'd save $65.13/month moving to Charlotte, NC

$150.0K in your current city equals $149.2K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 0.9%

Less expensive

Monthly Impact

$65.13

Savings

Annual Impact

$782

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

York, PA

Population:45K

Cost Index:100

Median Home:$193K

Charlotte, NC

Population:875K

Cost Index:99

Median Home:$399K

York, PA

The Keystone State

45K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 45K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: York, PA vs Charlotte, NC

Category	York, PA	Charlotte, NC	Difference	Change
📦Other	$1,576/mo	$1,707/mo	↑ $131more	8.3%
🏠Housing	$2,591/mo	$2,469/mo	↓ $122less	4.7%
🏥Healthcare	$566/mo	$638/mo	↑ $72.65more	12.8%
🚗Transportation	$1,274/mo	$1,202/mo	↓ $71.50less	5.6%
⚡All Utilities	$583/mo	$519/mo	↓ $63.64less	10.9%
🛒Groceries	$1,046/mo	$989/mo	↓ $57.21less	5.5%

📦Other

↑ 8.3%

York, PA

$1,576

Charlotte, NC

$1,707

Difference

$131

🏠Housing

↓ 4.7%

York, PA

$2,591

Charlotte, NC

$2,469

Difference

$122

less

🏥Healthcare

↑ 12.8%

York, PA

$566

Charlotte, NC

$638

Difference

$72.65

🚗Transportation

↓ 5.6%

York, PA

$1,274

Charlotte, NC

$1,202

Difference

$71.50

less

⚡All Utilities

↓ 10.9%

York, PA

$583

Charlotte, NC

$519

Difference

$63.64

less

🛒Groceries

↓ 5.5%

York, PA

$1,046

Charlotte, NC

$989

Difference

$57.21

less

🏛️ Local Income Taxes

York, PA: York Earned Income Tax$4,650/yr (3.1%)

Charlotte, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$687

To$1,630

↑ $943

1 Bed

From$781

To$1,710

↑ $929

2 Bed

From$977

To$1,870

↑ $893

3 Bed

From$1,318

To$2,300

↑ $982

York, PAZIP-level data

1BR range: $970–$1,020/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,635

Monthly in York, PA

$7,525

Monthly in Charlotte, NC

$110

Difference

Home Values

York

Charlotte

$193K

Median Value

$399K

↑ +6.2%

YoY Change

↓ -1.1%

↑ +69%

5-Year Change

↑ +40.8%

$141K - $244K

Price Range

$293K - $1.57M

Homes in Charlotte are 107% more expensive than York

Calculate payment - York Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.5K

More taxes

Monthly Difference

$210

Less take-home

Effective Rate Diff

1.7%

Rate difference

York, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

York, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.