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Cost of Living Comparison 2026

๐Ÿ“ York, PA โ€” ZIP-level rent data ยท COL adjusted from Baltimore, MD area

$

Numbers update automatically as you type

You'd spend $410/month more in Phoenix, AZ

$150.0K in your current city equals $154.9K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 5.5%
More expensive
Monthly Impact
$410
Extra cost
Annual Impact
$4.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

York, PA

Population:45K
Cost Index:100
Median Home:$193K

Phoenix, AZ

Population:1608K
Cost Index:105
Median Home:$414K

York, PA

The Keystone State

45K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 45K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: York, PA vs Phoenix, AZ

๐Ÿš—Transportation
โ†‘ 16.9%
York, PA
$1,274
Phoenix, AZ
$1,489
Difference
$215
more
๐Ÿ Housing
โ†‘ 7.6%
York, PA
$2,591
Phoenix, AZ
$2,788
Difference
$198
more
๐Ÿ“ฆOther
โ†‘ 6.4%
York, PA
$1,576
Phoenix, AZ
$1,677
Difference
$101
more
๐Ÿ›’Groceries
โ†“ 8.0%
York, PA
$1,046
Phoenix, AZ
$963
Difference
$83.20
less
๐ŸฅHealthcare
โ†‘ 4.1%
York, PA
$566
Phoenix, AZ
$589
Difference
$23.08
more
โšกAll Utilities
โ†“ 3.7%
York, PA
$583
Phoenix, AZ
$561
Difference
$21.57
less

๐Ÿ›๏ธ Local Income Taxes

York, PA: York Earned Income Tax$4,650/yr (3.1%)

Phoenix, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$687
To$1,390
โ†‘ $703
1 Bed
From$781
To$1,510
โ†‘ $729
2 Bed
From$977
To$1,750
โ†‘ $773
3 Bed
From$1,318
To$2,330
โ†‘ $1,012
York, PAZIP-level data

1BR range: $970โ€“$1,020/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,635
Monthly in York, PA
$8,068
Monthly in Phoenix, AZ
$432
Difference

Home Values

York
Phoenix
$193K
Median Value
$414K
โ†‘ +6.2%
YoY Change
โ†“ -3.1%
โ†‘ +69%
5-Year Change
โ†‘ +30.2%
$141K - $244K
Price Range
$274K - $957K

Homes in Phoenix are 115% more expensive than York

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $628
More taxes
Monthly Difference
$52.32
Less take-home
Effective Rate Diff
0.4%
Rate difference

York, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

York, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

York
Phoenix
45 Good
Air Quality
77 Moderate
65.6%
Good Air Days
9%
95 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
30 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
30 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Pennsylvania and Arizona on TaxTakeHome.com

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