Is St. Louis, MO cheaper than Yuba City, CA?

Based on cost of living data, St. Louis, MO is 19.9% cheaper than Yuba City, CA. This translates to saving $1495 per month.

What salary do I need in St. Louis, MO to live like I do in Yuba City, CA?

If you earn $150,000 in Yuba City, CA, you'd need approximately $132,065.371 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Yuba City, CA and St. Louis, MO?

Housing in St. Louis, MO is 38.9% cheaper than in Yuba City, CA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,338/month in Yuba City, CA.

How much can I save per month by moving from Yuba City, CA to St. Louis, MO?

Moving from Yuba City, CA to St. Louis, MO could save you approximately $1495 per month, or $17935 per year, based on a $150,000 salary.

Yuba City, CA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Yuba City, CA — ZIP-level rent data · COL adjusted from Sacramento, CA area

Current salary in Yuba City, CA

Numbers update automatically as you type

You'd save $1.5K/month moving to St. Louis, MO

$150.0K in your current city equals $132.1K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 19.9%

Less expensive

Monthly Impact

$1,495

Savings

Annual Impact

$17.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Yuba City, CA

Population:69K

Cost Index:100

Median Home:$431K

St. Louis, MO

Population:302K

Cost Index:80

Median Home:$145K

Yuba City, CA

The Golden State

69K

Population

State Tax

Yes

Located in California, this city has a population of 69K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Yuba City, CA vs St. Louis, MO

Category	Yuba City, CA	St. Louis, MO	Difference	Change
🏠Housing	$3,062/mo	$1,871/mo	↓ $1,191less	38.9%
🚗Transportation	$1,319/mo	$1,216/mo	↓ $104less	7.8%
📦Other	$1,679/mo	$1,607/mo	↓ $71.87less	4.3%
🛒Groceries	$1,021/mo	$949/mo	↓ $71.43less	7.0%
🏥Healthcare	$597/mo	$527/mo	↓ $70.42less	11.8%
⚡All Utilities	$511/mo	$535/mo	↑ $24.72more	4.8%

🏠Housing

↓ 38.9%

Yuba City, CA

$3,062

St. Louis, MO

$1,871

Difference

$1,191

less

🚗Transportation

↓ 7.8%

Yuba City, CA

$1,319

St. Louis, MO

$1,216

Difference

$104

less

📦Other

↓ 4.3%

Yuba City, CA

$1,679

St. Louis, MO

$1,607

Difference

$71.87

less

🛒Groceries

↓ 7.0%

Yuba City, CA

$1,021

St. Louis, MO

$949

Difference

$71.43

less

🏥Healthcare

↓ 11.8%

Yuba City, CA

$597

St. Louis, MO

$527

Difference

$70.42

less

⚡All Utilities

↑ 4.8%

Yuba City, CA

$511

St. Louis, MO

$535

Difference

$24.72

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Yuba City, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,006

To$910

↓ $96.00

1 Bed

From$1,101

To$950

↓ $151

2 Bed

From$1,338

To$1,160

↓ $178

3 Bed

From$1,859

To$1,490

↓ $369

Yuba City, CAZIP-level data

1BR range: $1,350–$1,440/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,189

Monthly in Yuba City, CA

$6,705

Monthly in St. Louis, MO

$1,484

Difference

Home Values

Yuba City

St. Louis

$431K

Median Value

$145K

↓ -0.9%

YoY Change

↓ -0.8%

↑ +21.6%

5-Year Change

↑ +10.9%

$395K - $467K

Price Range

$38K - $302K

Homes in St. Louis are 66% less expensive than Yuba City

Calculate payment - Yuba City Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Yuba City, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Yuba City, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.