Yuma, AZ vs College Station, TX: Cost of Living

Which city costs less?

College Station, TX has a modeled overall cost index 16.7% lower than Yuma, AZ.

Yuma, AZ · modeled 2BR rent: $1,510 / month
College Station, TX · modeled 2BR rent: $1,250 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Yuma, AZ and College Station, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Yuma, AZ

Numbers update automatically as you type

Estimated savings: $1,252/month in College Station, TX

$150,000 in your current city has a modeled equivalent of $134,977 in College Station, TX

Regional cost estimates: Yuma, AZ uses Chula Vista, CA. College Station, TX uses Houston, TX. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 16.7%

Less expensive

Monthly Impact

$1,252

Savings

Annual Impact

$15.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Yuma, AZ

Population:101K

Cost Index:

106.3

100 = national average

Typical Home:$290K

College Station, TX

Population:125K

Cost Index:

88.6

100 = national average

Typical Home:$319K

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Yuma, AZ

The Grand Canyon State

101K

Population

State Tax

Yes

Located in Arizona, this city has a population of 101K residents.

College Station, TX

The Lone Star State

125K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 125K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Yuma, AZ vs College Station, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Yuma, AZ	College Station, TX	Difference	Change
Housing	$3,235/mo	$1,687/mo	↓ $1,548less	47.9%
Other	$1,302/mo	$1,512/mo	↑ $211more	16.2%
Transportation	$1,081/mo	$1,240/mo	↑ $159more	14.7%
Groceries	$864/mo	$814/mo	↓ $50.45less	5.8%
All Utilities	$508/mo	$493/mo	↓ $14.29less	2.8%
Healthcare	$511/mo	$502/mo	↓ $9.24less	1.8%

Housing

↓ 47.9%

Yuma, AZ

$3,235

College Station, TX

$1,687

Difference

$1,548

less

Other

↑ 16.2%

Yuma, AZ

$1,302

College Station, TX

$1,512

Difference

$211

Transportation

↑ 14.7%

Yuma, AZ

$1,081

College Station, TX

$1,240

Difference

$159

Groceries

↓ 5.8%

Yuma, AZ

$864

College Station, TX

$814

Difference

$50.45

less

All Utilities

↓ 2.8%

Yuma, AZ

$508

College Station, TX

$493

Difference

$14.29

less

Healthcare

↓ 1.8%

Yuma, AZ

$511

College Station, TX

$502

Difference

$9.24

less

🏠Rent Comparison

Studio

From$1,145

To$1,080

↓ $65.00

1 Bed

From$1,150

To$1,140

↓ $10.00

2 Bed

From$1,510

To$1,250

↓ $260

3 Bed

From$2,065

To$1,740

↓ $325

Yuma, AZZIP-level data

1BR range: $1,080–$1,220/mo

College Station, TXZIP-level data

1BR range: $1,090–$1,190/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Yuma, AZ

$6,248

Monthly in College Station, TX

$1,252

Difference

Home Values

Yuma

College Station

$290K

Median Value

$319K

↑ +0.9%

YoY Change

↑ +0.8%

↑ +46.2%

5-Year Change

↑ +28.6%

$261K - $319K

Price Range

$281K - $358K

Homes in College Station are 10% more expensive than Yuma

Calculate payment - Yuma Calculate payment - College Station

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Yuma, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

College Station, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Yuma, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

College Station, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Yuma

College Station

71 Moderate

Air Quality

61 Moderate

12.8%

Good Air Days

13.7%

100 Very High

Climate Risk

100 Very High

🔥🌊🌡

Top Hazards

🌊🌅🌀

▲+2.0°F

2050 Outlook

▲+2.2°F

1 days

Heat Days >95°F

64 days

▲+2.0°F

2050 Outlook

▲+2.2°F

1 days

Heat Days >95°F

64 days

Before moving from Yuma, AZ to College Station, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in College Station, TX for the same bedroom count and included utilities as your home in Yuma, AZ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Yuma to College Station moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to College Station, TX by cost, housing, population and region.

Frequently Asked Questions: Yuma, AZ vs College Station, TX

How do the cost estimates for Yuma, AZ and College Station, TX compare?

College Station, TX has a modeled overall cost index 16.7% lower than Yuma, AZ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Yuma, AZ, the model estimates $134,977 in College Station, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Yuma, AZ and College Station, TX?

The modeled two-bedroom rents are $1,510/month in Yuma, AZ and $1,250/month in College Station, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Arizona and Texas on TaxTakeHome.com