Is Denver, CO cheaper than Yuma, AZ?

Based on cost of living data, Denver, CO is 3.5% more expensive than Yuma, AZ. This translates to spending an extra $260 per month.

What salary do I need in Denver, CO to live like I do in Yuma, AZ?

If you earn $150,000 in Yuma, AZ, you'd need approximately $153,114.625 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Yuma, AZ and Denver, CO?

Housing in Denver, CO is 6.4% cheaper than in Yuma, AZ. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $948/month in Yuma, AZ.

How much can I save per month by moving from Yuma, AZ to Denver, CO?

Living in Denver, CO costs approximately $260 more per month than Yuma, AZ, or $3115 more per year, based on a $150,000 salary.

Yuma, AZ vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Yuma, AZ — ZIP-level rent data · COL adjusted from Chula Vista, CA area

Current salary in Yuma, AZ

Numbers update automatically as you type

You'd spend $260/month more in Denver, CO

$150.0K in your current city equals $153.1K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 3.5%

More expensive

Monthly Impact

$260

Extra cost

Annual Impact

$3.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Yuma, AZ

Population:101K

Cost Index:100

Median Home:$290K

Denver, CO

Population:716K

Cost Index:103

Median Home:$513K

Yuma, AZ

The Grand Canyon State

101K

Population

State Tax

Yes

Located in Arizona, this city has a population of 101K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Yuma, AZ vs Denver, CO

Category	Yuma, AZ	Denver, CO	Difference	Change
📦Other	$1,397/mo	$1,774/mo	↑ $378more	27.0%
🚗Transportation	$1,160/mo	$1,462/mo	↑ $302more	26.0%
🏠Housing	$3,471/mo	$3,248/mo	↓ $223less	6.4%
🛒Groceries	$927/mo	$1,029/mo	↑ $102more	11.0%
🏥Healthcare	$548/mo	$632/mo	↑ $83.62more	15.2%
⚡All Utilities	$545/mo	$519/mo	↓ $25.54less	4.7%

📦Other

↑ 27.0%

Yuma, AZ

$1,397

Denver, CO

$1,774

Difference

$378

🚗Transportation

↑ 26.0%

Yuma, AZ

$1,160

Denver, CO

$1,462

Difference

$302

🏠Housing

↓ 6.4%

Yuma, AZ

$3,471

Denver, CO

$3,248

Difference

$223

less

🛒Groceries

↑ 11.0%

Yuma, AZ

$927

Denver, CO

$1,029

Difference

$102

🏥Healthcare

↑ 15.2%

Yuma, AZ

$548

Denver, CO

$632

Difference

$83.62

⚡All Utilities

↓ 4.7%

Yuma, AZ

$545

Denver, CO

$519

Difference

$25.54

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Yuma, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$719

To$1,720

↑ $1,001

1 Bed

From$722

To$1,840

↑ $1,118

2 Bed

From$948

To$2,190

↑ $1,242

3 Bed

From$1,296

To$2,870

↑ $1,574

Yuma, AZZIP-level data

1BR range: $1,080–$1,220/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,048

Monthly in Yuma, AZ

$8,665

Monthly in Denver, CO

$617

Difference

Home Values

Yuma

Denver

$290K

Median Value

$513K

↑ +0.9%

YoY Change

↓ -4.2%

↑ +46.2%

5-Year Change

↑ +13%

$261K - $319K

Price Range

$352K - $933K

Homes in Denver are 77% more expensive than Yuma

Calculate payment - Yuma Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.4K

More taxes

Monthly Difference

$114

Less take-home

Effective Rate Diff

0.9%

Rate difference

Yuma, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Yuma, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.