Is Nashville, TN cheaper than Yuma, AZ?

Based on cost of living data, Nashville, TN is 3.1% cheaper than Yuma, AZ. This translates to saving $234 per month.

What salary do I need in Nashville, TN to live like I do in Yuma, AZ?

If you earn $150,000 in Yuma, AZ, you'd need approximately $147,189.149 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Yuma, AZ and Nashville, TN?

Housing in Nashville, TN is 23.6% cheaper than in Yuma, AZ. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $948/month in Yuma, AZ.

How much can I save per month by moving from Yuma, AZ to Nashville, TN?

Moving from Yuma, AZ to Nashville, TN could save you approximately $234 per month, or $2811 per year, based on a $150,000 salary.

Yuma, AZ vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Yuma, AZ — ZIP-level rent data · COL adjusted from Chula Vista, CA area

Current salary in Yuma, AZ

Numbers update automatically as you type

You'd save $234/month moving to Nashville, TN

$150.0K in your current city equals $147.2K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 3.1%

Less expensive

Monthly Impact

$234

Savings

Annual Impact

$2.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Yuma, AZ

Population:101K

Cost Index:100

Median Home:$290K

Nashville, TN

Population:689K

Cost Index:97

Median Home:$489K

Yuma, AZ

The Grand Canyon State

101K

Population

State Tax

Yes

Located in Arizona, this city has a population of 101K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Yuma, AZ vs Nashville, TN

Category	Yuma, AZ	Nashville, TN	Difference	Change
🏠Housing	$3,471/mo	$2,651/mo	↓ $820less	23.6%
📦Other	$1,397/mo	$1,942/mo	↑ $545more	39.0%
🚗Transportation	$1,160/mo	$1,284/mo	↑ $124more	10.7%
🏥Healthcare	$548/mo	$607/mo	↑ $58.83more	10.7%
⚡All Utilities	$545/mo	$519/mo	↓ $25.54less	4.7%
🛒Groceries	$927/mo	$949/mo	↑ $21.98more	2.4%

🏠Housing

↓ 23.6%

Yuma, AZ

$3,471

Nashville, TN

$2,651

Difference

$820

less

📦Other

↑ 39.0%

Yuma, AZ

$1,397

Nashville, TN

$1,942

Difference

$545

🚗Transportation

↑ 10.7%

Yuma, AZ

$1,160

Nashville, TN

$1,284

Difference

$124

🏥Healthcare

↑ 10.7%

Yuma, AZ

$548

Nashville, TN

$607

Difference

$58.83

⚡All Utilities

↓ 4.7%

Yuma, AZ

$545

Nashville, TN

$519

Difference

$25.54

less

🛒Groceries

↑ 2.4%

Yuma, AZ

$927

Nashville, TN

$949

Difference

$21.98

🏠Rent Comparison

Studio

From$719

To$1,600

↑ $881

1 Bed

From$722

To$1,680

↑ $958

2 Bed

From$948

To$1,840

↑ $892

3 Bed

From$1,296

To$2,350

↑ $1,054

Yuma, AZZIP-level data

1BR range: $1,080–$1,220/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,048

Monthly in Yuma, AZ

$7,952

Monthly in Nashville, TN

$95.65

Difference

Home Values

Yuma

Nashville

$290K

Median Value

$489K

↑ +0.9%

YoY Change

↓ -2.1%

↑ +46.2%

5-Year Change

↑ +32.1%

$261K - $319K

Price Range

$320K - $1.16M

Homes in Nashville are 68% more expensive than Yuma

Calculate payment - Yuma Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Yuma, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Yuma, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.