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Cost of Living Comparison 2026

๐Ÿ“ Zionsville, IN โ€” ZIP-level rent data ยท COL adjusted from Indianapolis, IN area

$

Numbers update automatically as you type

You'd spend $2.1K/month more in Austin, TX

$150.0K in your current city equals $174.8K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from Indianapolis-Carmel-Anderson, IN area
Overall Cost
โ†‘ 27.5%
More expensive
Monthly Impact
$2,066
Extra cost
Annual Impact
$24.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Zionsville, IN

Population:33K
Cost Index:100
Median Home:$655K

Austin, TX

Population:979K
Cost Index:128
Median Home:$558K

Zionsville, IN

The Hoosier State

33K
Population
State Tax
Yes

Located in Indiana, this city has a population of 33K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Zionsville, IN vs Austin, TX

๐Ÿ Housing
โ†‘ 77.2%
Zionsville, IN
$1,628
Austin, TX
$2,885
Difference
$1,256
more
๐Ÿ“ฆOther
โ†‘ 17.9%
Zionsville, IN
$1,476
Austin, TX
$1,741
Difference
$265
more
๐Ÿš—Transportation
โ†‘ 16.4%
Zionsville, IN
$1,103
Austin, TX
$1,284
Difference
$181
more
๐Ÿ›’Groceries
โ†‘ 8.3%
Zionsville, IN
$886
Austin, TX
$959
Difference
$73.59
more
โšกAll Utilities
โ†‘ 11.7%
Zionsville, IN
$484
Austin, TX
$541
Difference
$56.63
more
๐ŸฅHealthcare
โ†‘ 4.9%
Zionsville, IN
$561
Austin, TX
$589
Difference
$27.49
more

๐Ÿ Rent Comparison

Studio
From$1,270
To$1,585
โ†‘ $315
1 Bed
From$1,436
To$1,685
โ†‘ $249
2 Bed
From$1,673
To$1,995
โ†‘ $322
3 Bed
From$2,170
To$2,525
โ†‘ $355
Zionsville, INZIP-level data

1BR range: $1,820โ€“$1,820/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,139
Monthly in Zionsville, IN
$7,998
Monthly in Austin, TX
$1,860
Difference

Home Values

Zionsville
Austin
$655K
Median Value
$558K
โ†‘ +6%
YoY Change
โ†“ -5%
โ†‘ +47.1%
5-Year Change
โ†‘ +12.6%
$655K
Price Range
$272K - $1.26M

Homes in Austin are 15% less expensive than Zionsville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.8K
Per year
Monthly Difference
$404
More take-home
Effective Rate Diff
3.2%
Rate difference

Zionsville, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Zionsville, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Zionsville
Austin
54 Moderate
Air Quality
52 Moderate
36.6%
Good Air Days
42.6%
97 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
18 days
Heat Days >95ยฐF
98 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
18 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and Texas on TaxTakeHome.com

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