Is Denver, CO cheaper than Albany, OR?

Based on cost of living data, Denver, CO is 3.2% more expensive than Albany, OR. This translates to spending an extra $240 per month.

What salary do I need in Denver, CO to live like I do in Albany, OR?

If you earn $150,000 in Albany, OR, you'd need approximately $152,877.072 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Albany, OR and Denver, CO?

Housing in Denver, CO is 6.4% cheaper than in Albany, OR. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,038/month in Albany, OR.

How much can I save per month by moving from Albany, OR to Denver, CO?

Living in Denver, CO costs approximately $240 more per month than Albany, OR, or $2877 more per year, based on a $150,000 salary.

Albany, OR vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Albany, OR — ZIP-level rent data · COL adjusted from Portland, OR area

Current salary in Albany, OR

Numbers update automatically as you type

You'd spend $240/month more in Denver, CO

$150.0K in your current city equals $152.9K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 3.2%

More expensive

Monthly Impact

$240

Extra cost

Annual Impact

$2.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Albany, OR

Population:57K

Cost Index:100

Median Home:$500K

Denver, CO

Population:716K

Cost Index:103

Median Home:$513K

Albany, OR

The Beaver State

57K

Population

State Tax

Yes

Located in Oregon, this city has a population of 57K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Albany, OR vs Denver, CO

Category	Albany, OR	Denver, CO	Difference	Change
🏠Housing	$3,471/mo	$3,248/mo	↓ $223less	6.4%
📦Other	$1,578/mo	$1,774/mo	↑ $196more	12.4%
⚡All Utilities	$430/mo	$519/mo	↑ $88.63more	20.6%
🛒Groceries	$968/mo	$1,029/mo	↑ $61.06more	6.3%
🚗Transportation	$1,411/mo	$1,462/mo	↑ $50.37more	3.6%
🏥Healthcare	$600/mo	$632/mo	↑ $31.67more	5.3%

🏠Housing

↓ 6.4%

Albany, OR

$3,471

Denver, CO

$3,248

Difference

$223

less

📦Other

↑ 12.4%

Albany, OR

$1,578

Denver, CO

$1,774

Difference

$196

⚡All Utilities

↑ 20.6%

Albany, OR

$430

Denver, CO

$519

Difference

$88.63

🛒Groceries

↑ 6.3%

Albany, OR

$968

Denver, CO

$1,029

Difference

$61.06

🚗Transportation

↑ 3.6%

Albany, OR

$1,411

Denver, CO

$1,462

Difference

$50.37

🏥Healthcare

↑ 5.3%

Albany, OR

$600

Denver, CO

$632

Difference

$31.67

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Albany, OR has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$753

To$1,720

↑ $967

1 Bed

From$843

To$1,840

↑ $997

2 Bed

From$1,038

To$2,190

↑ $1,152

3 Bed

From$1,450

To$2,870

↑ $1,420

Albany, ORZIP-level data

1BR range: $1,210–$1,210/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,460

Monthly in Albany, OR

$8,665

Monthly in Denver, CO

$205

Difference

Home Values

Albany

Denver

$500K

Median Value

$513K

↑ +0.1%

YoY Change

↓ -4.2%

↑ +31.5%

5-Year Change

↑ +13%

$500K

Price Range

$352K - $933K

Homes in Denver are 2% more expensive than Albany

Calculate payment - Albany Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.9K

Per year

Monthly Difference

$743

More take-home

Effective Rate Diff

5.9%

Rate difference

Albany, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Albany, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.