Is Nashville, TN cheaper than Albany, OR?

Based on cost of living data, Nashville, TN is 3.4% cheaper than Albany, OR. This translates to saving $253 per month.

What salary do I need in Nashville, TN to live like I do in Albany, OR?

If you earn $150,000 in Albany, OR, you'd need approximately $146,966.713 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Albany, OR and Nashville, TN?

Housing in Nashville, TN is 23.6% cheaper than in Albany, OR. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,038/month in Albany, OR.

How much can I save per month by moving from Albany, OR to Nashville, TN?

Moving from Albany, OR to Nashville, TN could save you approximately $253 per month, or $3033 per year, based on a $150,000 salary.

Albany, OR vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Albany, OR — ZIP-level rent data · COL adjusted from Portland, OR area

Current salary in Albany, OR

Numbers update automatically as you type

You'd save $253/month moving to Nashville, TN

$150.0K in your current city equals $147.0K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 3.4%

Less expensive

Monthly Impact

$253

Savings

Annual Impact

$3.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Albany, OR

Population:57K

Cost Index:100

Median Home:$500K

Nashville, TN

Population:689K

Cost Index:97

Median Home:$489K

Albany, OR

The Beaver State

57K

Population

State Tax

Yes

Located in Oregon, this city has a population of 57K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Albany, OR vs Nashville, TN

Category	Albany, OR	Nashville, TN	Difference	Change
🏠Housing	$3,471/mo	$2,651/mo	↓ $820less	23.6%
📦Other	$1,578/mo	$1,942/mo	↑ $363more	23.0%
🚗Transportation	$1,411/mo	$1,284/mo	↓ $127less	9.0%
⚡All Utilities	$430/mo	$519/mo	↑ $88.63more	20.6%
🛒Groceries	$968/mo	$949/mo	↓ $18.88less	1.9%
🏥Healthcare	$600/mo	$607/mo	↑ $6.88more	1.1%

🏠Housing

↓ 23.6%

Albany, OR

$3,471

Nashville, TN

$2,651

Difference

$820

less

📦Other

↑ 23.0%

Albany, OR

$1,578

Nashville, TN

$1,942

Difference

$363

🚗Transportation

↓ 9.0%

Albany, OR

$1,411

Nashville, TN

$1,284

Difference

$127

less

⚡All Utilities

↑ 20.6%

Albany, OR

$430

Nashville, TN

$519

Difference

$88.63

🛒Groceries

↓ 1.9%

Albany, OR

$968

Nashville, TN

$949

Difference

$18.88

less

🏥Healthcare

↑ 1.1%

Albany, OR

$600

Nashville, TN

$607

Difference

$6.88

🏠Rent Comparison

Studio

From$753

To$1,600

↑ $847

1 Bed

From$843

To$1,680

↑ $837

2 Bed

From$1,038

To$1,840

↑ $802

3 Bed

From$1,450

To$2,350

↑ $900

Albany, ORZIP-level data

1BR range: $1,210–$1,210/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,460

Monthly in Albany, OR

$7,952

Monthly in Nashville, TN

$508

Difference

Home Values

Albany

Nashville

$500K

Median Value

$489K

↑ +0.1%

YoY Change

↓ -2.1%

↑ +31.5%

5-Year Change

↑ +32.1%

$500K

Price Range

$320K - $1.16M

Homes in Nashville are 2% less expensive than Albany

Calculate payment - Albany Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Albany, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Albany, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.