Is Kansas City, MO cheaper than Albuquerque, NM?

Based on cost of living data, Kansas City, MO is 5.3% cheaper than Albuquerque, NM. This translates to saving $395 per month.

What salary do I need in Kansas City, MO to live like I do in Albuquerque, NM?

If you earn $150,000 in Albuquerque, NM, you'd need approximately $145,263.158 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Albuquerque, NM and Kansas City, MO?

Housing in Kansas City, MO is 8.0% cheaper than in Albuquerque, NM. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,490/month in Albuquerque, NM.

How much can I save per month by moving from Albuquerque, NM to Kansas City, MO?

Moving from Albuquerque, NM to Kansas City, MO could save you approximately $395 per month, or $4737 per year, based on a $150,000 salary.

Albuquerque, NM vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Albuquerque, NM

Numbers update automatically as you type

You'd save $395/month moving to Kansas City, MO

$150.0K in your current city equals $145.3K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Albuquerque, NM area

Overall Cost

↓ 5.3%

Less expensive

Monthly Impact

$395

Savings

Annual Impact

$4.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Albuquerque, NM

Population:565K

Cost Index:100

Median Home:$337K

Kansas City, MO

Population:508K

Cost Index:95

Median Home:$257K

Albuquerque, NM

The Land of Enchantment

565K

Population

State Tax

Yes

Located in New Mexico, this city has a population of 565K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Albuquerque, NM vs Kansas City, MO

Category	Albuquerque, NM	Kansas City, MO	Difference	Change
🏠Housing	$2,287/mo	$2,105/mo	↓ $182less	8.0%
🚗Transportation	$1,339/mo	$1,216/mo	↓ $123less	9.2%
📦Other	$1,724/mo	$1,607/mo	↓ $117less	6.8%
🏥Healthcare	$545/mo	$607/mo	↑ $61.96more	11.4%
⚡All Utilities	$503/mo	$535/mo	↑ $32.79more	6.5%
🛒Groceries	$959/mo	$949/mo	↓ $9.99less	1.0%

🏠Housing

↓ 8.0%

Albuquerque, NM

$2,287

Kansas City, MO

$2,105

Difference

$182

less

🚗Transportation

↓ 9.2%

Albuquerque, NM

$1,339

Kansas City, MO

$1,216

Difference

$123

less

📦Other

↓ 6.8%

Albuquerque, NM

$1,724

Kansas City, MO

$1,607

Difference

$117

less

🏥Healthcare

↑ 11.4%

Albuquerque, NM

$545

Kansas City, MO

$607

Difference

$61.96

⚡All Utilities

↑ 6.5%

Albuquerque, NM

$503

Kansas City, MO

$535

Difference

$32.79

🛒Groceries

↓ 1.0%

Albuquerque, NM

$959

Kansas City, MO

$949

Difference

$9.99

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Albuquerque, NM has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,030

To$1,180

↑ $150

1 Bed

From$1,205

To$1,280

↑ $75.00

2 Bed

From$1,490

To$1,460

↓ $30.00

3 Bed

From$2,070

To$1,900

↓ $170

Albuquerque, NMZIP-level data

1BR range: $1,000–$1,780/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,357

Monthly in Albuquerque, NM

$7,020

Monthly in Kansas City, MO

$337

Difference

Home Values

Albuquerque

Kansas City

$337K

Median Value

$257K

↑ +1.3%

YoY Change

↑ +0.6%

↑ +42.4%

5-Year Change

↑ +32.2%

$242K - $734K

Price Range

$80K - $587K

Homes in Kansas City are 24% less expensive than Albuquerque

Calculate payment - Albuquerque Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $859

More taxes

Monthly Difference

$71.54

Less take-home

Effective Rate Diff

0.6%

Rate difference

Albuquerque, NM

Federal Income Tax

Effective: 18.9%

$25.5K

New Mexico State Tax

Effective: 4.7%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,826/month

$105.9K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Albuquerque, NM Tax Rates

Sales Tax:7.6%

Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.