Is Killeen, TX cheaper than Amarillo, TX?

Based on cost of living data, Killeen, TX is 3.2% more expensive than Amarillo, TX. This translates to spending an extra $242 per month.

What salary do I need in Killeen, TX to live like I do in Amarillo, TX?

If you earn $150,000 in Amarillo, TX, you'd need approximately $152,900.864 in Killeen, TX to maintain the same standard of living.

How does housing cost compare between Amarillo, TX and Killeen, TX?

Housing in Killeen, TX is 14.8% more expensive than in Amarillo, TX. For a two-bedroom apartment, rent is $898/month in Killeen, TX compared to $1,264/month in Amarillo, TX.

How much can I save per month by moving from Amarillo, TX to Killeen, TX?

Living in Killeen, TX costs approximately $242 more per month than Amarillo, TX, or $2901 more per year, based on a $150,000 salary.

Amarillo, TX vs Killeen, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Amarillo, TX

Numbers update automatically as you type

You'd spend $242/month more in Killeen, TX

$150.0K in your current city equals $152.9K in Killeen, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 3.2%

More expensive

Monthly Impact

$242

Extra cost

Annual Impact

$2.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Amarillo, TX

Population:202K

Cost Index:

100

100 = national average

Median Home:$165K

Killeen, TX

Population:160K

Cost Index:

103

(3% above avg)

Median Home:$118K

Amarillo, TX

The Lone Star State

202K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 202K residents.

💡 Advantage: Texas has no state income tax!

Killeen, TX

The Lone Star State

160K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 160K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Amarillo, TX vs Killeen, TX

Category	Amarillo, TX	Killeen, TX	Difference	Change
Housing	$2,114/mo	$2,427/mo	↑ $313more	14.8%
Transportation	$1,348/mo	$1,200/mo	↓ $148less	11.0%
Other	$1,670/mo	$1,627/mo	↓ $42.96less	2.6%
Groceries	$957/mo	$927/mo	↓ $29.94less	3.1%
Healthcare	$548/mo	$569/mo	↑ $20.61more	3.8%
All Utilities	$506/mo	$523/mo	↑ $16.55more	3.3%

Housing

↑ 14.8%

Amarillo, TX

$2,114

Killeen, TX

$2,427

Difference

$313

Transportation

↓ 11.0%

Amarillo, TX

$1,348

Killeen, TX

$1,200

Difference

$148

less

Other

↓ 2.6%

Amarillo, TX

$1,670

Killeen, TX

$1,627

Difference

$42.96

less

Groceries

↓ 3.1%

Amarillo, TX

$957

Killeen, TX

$927

Difference

$29.94

less

Healthcare

↑ 3.8%

Amarillo, TX

$548

Killeen, TX

$569

Difference

$20.61

All Utilities

↑ 3.3%

Amarillo, TX

$506

Killeen, TX

$523

Difference

$16.55

🏠Rent Comparison

Studio

From$889

To$715

↓ $174

1 Bed

From$1,030

To$723

↓ $307

2 Bed

From$1,264

To$898

↓ $366

3 Bed

From$1,719

To$1,247

↓ $472

Amarillo, TXZIP-level data

1BR range: $860–$1,110/mo

Killeen, TXZIP-level data

1BR range: $910–$910/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,145

Monthly in Amarillo, TX

$7,274

Monthly in Killeen, TX

$129

Difference

Home Values

Amarillo

Killeen

$165K

Median Value

$118K

↑ +1.3%

YoY Change

↓ -4.5%

↑ +32.4%

5-Year Change

↑ +31.2%

$106K - $375K

Price Range

$118K

Homes in Killeen are 28% less expensive than Amarillo

Calculate payment - Amarillo Calculate payment - Killeen

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Amarillo, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Killeen, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Amarillo, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Killeen, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.