Is Denver, CO cheaper than Apple Valley, CA?

Based on cost of living data, Denver, CO is 4.1% more expensive than Apple Valley, CA. This translates to spending an extra $311 per month.

What salary do I need in Denver, CO to live like I do in Apple Valley, CA?

If you earn $150,000 in Apple Valley, CA, you'd need approximately $153,727.382 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Apple Valley, CA and Denver, CO?

Housing in Denver, CO is 23.5% more expensive than in Apple Valley, CA. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,729/month in Apple Valley, CA.

How much can I save per month by moving from Apple Valley, CA to Denver, CO?

Living in Denver, CO costs approximately $311 more per month than Apple Valley, CA, or $3727 more per year, based on a $150,000 salary.

Apple Valley, CA vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Apple Valley, CA — ZIP-level rent data · COL adjusted from San Bernardino, CA area

Current salary in Apple Valley, CA

Numbers update automatically as you type

You'd spend $311/month more in Denver, CO

$150.0K in your current city equals $153.7K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 4.1%

More expensive

Monthly Impact

$311

Extra cost

Annual Impact

$3.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Apple Valley, CA

Population:75K

Cost Index:100

Median Home:$426K

Denver, CO

Population:716K

Cost Index:104

Median Home:$513K

Apple Valley, CA

The Golden State

75K

Population

State Tax

Yes

Located in California, this city has a population of 75K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Apple Valley, CA vs Denver, CO

Category	Apple Valley, CA	Denver, CO	Difference	Change
🚗Transportation	$2,111/mo	$1,462/mo	↓ $649less	30.8%
🏠Housing	$2,631/mo	$3,248/mo	↑ $618more	23.5%
📦Other	$1,604/mo	$1,774/mo	↑ $170more	10.6%
🏥Healthcare	$545/mo	$632/mo	↑ $86.64more	15.9%
⚡All Utilities	$551/mo	$519/mo	↓ $32.09less	5.8%
🛒Groceries	$1,028/mo	$1,029/mo	↑ $1.50more	0.1%

🚗Transportation

↓ 30.8%

Apple Valley, CA

$2,111

Denver, CO

$1,462

Difference

$649

less

🏠Housing

↑ 23.5%

Apple Valley, CA

$2,631

Denver, CO

$3,248

Difference

$618

📦Other

↑ 10.6%

Apple Valley, CA

$1,604

Denver, CO

$1,774

Difference

$170

🏥Healthcare

↑ 15.9%

Apple Valley, CA

$545

Denver, CO

$632

Difference

$86.64

⚡All Utilities

↓ 5.8%

Apple Valley, CA

$551

Denver, CO

$519

Difference

$32.09

less

🛒Groceries

↑ 0.1%

Apple Valley, CA

$1,028

Denver, CO

$1,029

Difference

$1.50

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Apple Valley, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,330

To$1,720

↑ $390

1 Bed

From$1,388

To$1,840

↑ $452

2 Bed

From$1,729

To$2,190

↑ $461

3 Bed

From$2,311

To$2,870

↑ $559

Apple Valley, CAZIP-level data

1BR range: $1,670–$1,670/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,470

Monthly in Apple Valley, CA

$8,665

Monthly in Denver, CO

$195

Difference

Home Values

Apple Valley

Denver

$426K

Median Value

$513K

↓ -1.6%

YoY Change

↓ -4.2%

↑ +34.2%

5-Year Change

↑ +13%

$405K - $446K

Price Range

$352K - $933K

Homes in Denver are 20% more expensive than Apple Valley

Calculate payment - Apple Valley Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.0K

Per year

Monthly Difference

$336

More take-home

Effective Rate Diff

2.7%

Rate difference

Apple Valley, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Apple Valley, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.