Is Nashville, TN cheaper than Apple Valley, CA?

Based on cost of living data, Nashville, TN is 2.5% cheaper than Apple Valley, CA. This translates to saving $186 per month.

What salary do I need in Nashville, TN to live like I do in Apple Valley, CA?

If you earn $150,000 in Apple Valley, CA, you'd need approximately $147,762.912 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Apple Valley, CA and Nashville, TN?

Housing in Nashville, TN is 0.8% more expensive than in Apple Valley, CA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,729/month in Apple Valley, CA.

How much can I save per month by moving from Apple Valley, CA to Nashville, TN?

Moving from Apple Valley, CA to Nashville, TN could save you approximately $186 per month, or $2237 per year, based on a $150,000 salary.

Apple Valley, CA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Apple Valley, CA — ZIP-level rent data · COL adjusted from San Bernardino, CA area

Current salary in Apple Valley, CA

Numbers update automatically as you type

You'd save $186/month moving to Nashville, TN

$150.0K in your current city equals $147.8K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 2.5%

Less expensive

Monthly Impact

$186

Savings

Annual Impact

$2.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Apple Valley, CA

Population:75K

Cost Index:100

Median Home:$426K

Nashville, TN

Population:689K

Cost Index:98

Median Home:$489K

Apple Valley, CA

The Golden State

75K

Population

State Tax

Yes

Located in California, this city has a population of 75K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Apple Valley, CA vs Nashville, TN

Category	Apple Valley, CA	Nashville, TN	Difference	Change
🚗Transportation	$2,111/mo	$1,284/mo	↓ $827less	39.2%
📦Other	$1,604/mo	$1,942/mo	↑ $337more	21.0%
🛒Groceries	$1,028/mo	$949/mo	↓ $78.45less	7.6%
🏥Healthcare	$545/mo	$607/mo	↑ $61.86more	11.3%
⚡All Utilities	$551/mo	$519/mo	↓ $32.09less	5.8%
🏠Housing	$2,631/mo	$2,651/mo	↑ $20.16more	0.8%

🚗Transportation

↓ 39.2%

Apple Valley, CA

$2,111

Nashville, TN

$1,284

Difference

$827

less

📦Other

↑ 21.0%

Apple Valley, CA

$1,604

Nashville, TN

$1,942

Difference

$337

🛒Groceries

↓ 7.6%

Apple Valley, CA

$1,028

Nashville, TN

$949

Difference

$78.45

less

🏥Healthcare

↑ 11.3%

Apple Valley, CA

$545

Nashville, TN

$607

Difference

$61.86

⚡All Utilities

↓ 5.8%

Apple Valley, CA

$551

Nashville, TN

$519

Difference

$32.09

less

🏠Housing

↑ 0.8%

Apple Valley, CA

$2,631

Nashville, TN

$2,651

Difference

$20.16

🏠Rent Comparison

Studio

From$1,330

To$1,600

↑ $270

1 Bed

From$1,388

To$1,680

↑ $292

2 Bed

From$1,729

To$1,840

↑ $111

3 Bed

From$2,311

To$2,350

↑ $39.00

Apple Valley, CAZIP-level data

1BR range: $1,670–$1,670/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,470

Monthly in Apple Valley, CA

$7,952

Monthly in Nashville, TN

$518

Difference

Home Values

Apple Valley

Nashville

$426K

Median Value

$489K

↓ -1.6%

YoY Change

↓ -2.1%

↑ +34.2%

5-Year Change

↑ +32.1%

$405K - $446K

Price Range

$320K - $1.16M

Homes in Nashville are 15% more expensive than Apple Valley

Calculate payment - Apple Valley Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Apple Valley, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Apple Valley, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.