Is Cape Coral, FL cheaper than Atlanta, GA?

Based on cost of living data, Cape Coral, FL is 6.5% cheaper than Atlanta, GA. This translates to saving $487 per month.

What salary do I need in Cape Coral, FL to live like I do in Atlanta, GA?

If you earn $150,000 in Atlanta, GA, you'd need approximately $144,154.212 in Cape Coral, FL to maintain the same standard of living.

How does housing cost compare between Atlanta, GA and Cape Coral, FL?

Housing in Cape Coral, FL is 10.8% cheaper than in Atlanta, GA. For a two-bedroom apartment, rent is $1,309/month in Cape Coral, FL compared to $2,140/month in Atlanta, GA.

How much can I save per month by moving from Atlanta, GA to Cape Coral, FL?

Moving from Atlanta, GA to Cape Coral, FL could save you approximately $487 per month, or $5846 per year, based on a $150,000 salary.

Atlanta, GA vs Cape Coral, FL: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Atlanta, GA

Numbers update automatically as you type

You'd save $487/month moving to Cape Coral, FL

$150.0K in your current city equals $144.2K in Cape Coral, FL

Rent data from HUD ZIP-level estimates · COL index from Atlanta-Sandy Springs-Alpharetta, GA area

Overall Cost

↓ 6.5%

Less expensive

Monthly Impact

$487

Savings

Annual Impact

$5.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Atlanta, GA

Population:499K

Cost Index:

100

100 = national average

Median Home:$441K

Cape Coral, FL

Population:224K

Cost Index:

(6% below avg)

Median Home:$367K

Atlanta, GA

The Peach State

499K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major transportation hub
•Capital of the South
•Delta Air Lines headquarters

Major Industries

TransportationTechnologyFilm ProductionFinance

Cape Coral, FL

The Sunshine State

224K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 224K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Atlanta, GA vs Cape Coral, FL

Category	Atlanta, GA	Cape Coral, FL	Difference	Change
Housing	$2,625/mo	$2,341/mo	↓ $284less	10.8%
Transportation	$1,448/mo	$1,236/mo	↓ $212less	14.7%
Other	$1,925/mo	$1,740/mo	↓ $185less	9.6%
Groceries	$959/mo	$1,000/mo	↑ $40.55more	4.2%
Healthcare	$589/mo	$559/mo	↓ $29.44less	5.0%
All Utilities	$585/mo	$563/mo	↓ $21.85less	3.7%

Housing

↓ 10.8%

Atlanta, GA

$2,625

Cape Coral, FL

$2,341

Difference

$284

less

Transportation

↓ 14.7%

Atlanta, GA

$1,448

Cape Coral, FL

$1,236

Difference

$212

less

Other

↓ 9.6%

Atlanta, GA

$1,925

Cape Coral, FL

$1,740

Difference

$185

less

Groceries

↑ 4.2%

Atlanta, GA

$959

Cape Coral, FL

$1,000

Difference

$40.55

Healthcare

↓ 5.0%

Atlanta, GA

$589

Cape Coral, FL

$559

Difference

$29.44

less

All Utilities

↓ 3.7%

Atlanta, GA

$585

Cape Coral, FL

$563

Difference

$21.85

less

🏠Rent Comparison

Studio

From$1,865

To$900

↓ $965

1 Bed

From$1,950

To$1,063

↓ $887

2 Bed

From$2,140

To$1,309

↓ $831

3 Bed

From$2,565

To$1,799

↓ $766

Atlanta, GAZIP-level data

1BR range: $1,110–$2,490/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,130

Monthly in Atlanta, GA

$7,438

Monthly in Cape Coral, FL

$693

Difference

Home Values

Atlanta

Cape Coral

$441K

Median Value

↓ -2.6%

YoY Change

↑ +17.9%

5-Year Change

$202K - $1.46M

Price Range

Calculate payment - Atlanta

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.5K

Per year

Monthly Difference

$704

More take-home

Effective Rate Diff

5.6%

Rate difference

Atlanta, GA

Federal Income Tax

Effective: 18.9%

$25.5K

Georgia State Tax

Effective: 5.6%

$8.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.5K

Take-Home Pay

$8,711/month

$104.5K

Cape Coral, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Atlanta, GA Tax Rates

Sales Tax:7.3%

Property Tax:0.9%

Cape Coral, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.