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Atlanta, GA

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Miami, FL

Cost of Living Comparison 2026

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You'd spend $1.2K/month more in Miami, FL

$150.0K in your current city equals $164.4K in Miami, FL

Rent data from HUD ZIP-level estimates · COL index from Atlanta-Sandy Springs-Alpharetta, GA area
Overall Cost
16.0%
More expensive
Monthly Impact
$1,203
Extra cost
Annual Impact
$14.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Atlanta, GA

Population:499K
Cost Index:100
Median Home:$441K

Miami, FL

Population:442K
Cost Index:116
Median Home:$510K

Atlanta, GA

The Peach State

499K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Major transportation hub
  • Capital of the South
  • Delta Air Lines headquarters

Major Industries

TransportationTechnologyFilm ProductionFinance

Miami, FL

The Sunshine State

442K
Population
State Tax
No Income Tax
Climate
Tropical

Notable Facts

  • Gateway to Latin America
  • Major cruise port
  • International business hub

Major Industries

International TradeTourismFinanceReal Estate

Cost Breakdown by Category

Annual spending: Atlanta, GA vs Miami, FL

🏠Housing
40.6%
Atlanta, GA
$2,625
Miami, FL
$3,690
Difference
$1,065
more
📦Other
8.7%
Atlanta, GA
$1,925
Miami, FL
$2,093
Difference
$167
more
🛒Groceries
12.5%
Atlanta, GA
$959
Miami, FL
$1,079
Difference
$120
more
All Utilities
11.2%
Atlanta, GA
$585
Miami, FL
$519
Difference
$65.57
less
🚗Transportation
0.9%
Atlanta, GA
$1,448
Miami, FL
$1,462
Difference
$13.66
more
🏥Healthcare
0.0%
Atlanta, GA
$589
Miami, FL
$589
Difference
$0
same

🏠Rent Comparison

Studio
From$1,865
To$1,995
$130
1 Bed
From$1,950
To$2,180
$230
2 Bed
From$2,140
To$2,660
$520
3 Bed
From$2,565
To$3,415
$850
Atlanta, GAZIP-level data

1BR range: $1,110$2,490/mo

Miami, FLZIP-level data

1BR range: $1,550$2,990/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,130
Monthly in Atlanta, GA
$9,431
Monthly in Miami, FL
$1,301
Difference

Home Values

Atlanta
Miami
$441K
Median Value
$510K
↓ -2.6%
YoY Change
↓ -3.6%
↑ +17.9%
5-Year Change
↑ +49.4%
$202K - $1.46M
Price Range
$278K - $1.53M

Homes in Miami are 16% more expensive than Atlanta

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$8.5K
Per year
Monthly Difference
$704
More take-home
Effective Rate Diff
5.6%
Rate difference

Atlanta, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Miami, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Atlanta, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

Miami, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Atlanta
Miami
50 Good
Air Quality
48 Good
50.8%
Good Air Days
59.8%
96 High
Climate Risk
100 Very High
🌊🌪💨
Top Hazards
🌊🌅🌀
+2.7°F
2050 Outlook
+2.3°F
28 days
Heat Days >95°F
15 days
+2.7°F
2050 Outlook
+2.3°F
28 days
Heat Days >95°F
15 days

💰 See how taxes change too — compare take-home pay between Georgia and Florida on TaxTakeHome.com

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