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Austin, TX

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Dallas, TX

Cost of Living Comparison 2026

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You'd save $146/month moving to Dallas, TX

$150.0K in your current city equals $148.3K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area
Overall Cost
1.9%
Less expensive
Monthly Impact
$146
Savings
Annual Impact
$1.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Austin, TX

Population:979K
Cost Index:100
Median Home:$558K

Dallas, TX

Population:1304K
Cost Index:98
Median Home:$292K

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Dallas, TX

The Lone Star State

1.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Major business center
  • No state income tax
  • Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Austin, TX vs Dallas, TX

🏠Housing
17.1%
Austin, TX
$2,885
Dallas, TX
$2,391
Difference
$494
less
🏥Healthcare
7.4%
Austin, TX
$589
Dallas, TX
$632
Difference
$43.37
more
📦Other
1.9%
Austin, TX
$1,741
Dallas, TX
$1,774
Difference
$33.48
more
All Utilities
4.0%
Austin, TX
$541
Dallas, TX
$563
Difference
$21.86
more
🛒Groceries
2.1%
Austin, TX
$959
Dallas, TX
$979
Difference
$19.99
more
🚗Transportation
1.1%
Austin, TX
$1,284
Dallas, TX
$1,298
Difference
$13.66
more

🏠Rent Comparison

Studio
From$1,585
To$1,450
$135
1 Bed
From$1,685
To$1,505
$180
2 Bed
From$1,995
To$1,765
$230
3 Bed
From$2,525
To$2,220
$305
Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

Dallas, TXZIP-level data

1BR range: $1,040$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,998
Monthly in Austin, TX
$7,637
Monthly in Dallas, TX
$361
Difference

Home Values

Austin
Dallas
$558K
Median Value
$292K
↓ -5%
YoY Change
↓ -3.1%
↑ +12.6%
5-Year Change
↑ +27.1%
$272K - $1.26M
Price Range
$138K - $2.01M

Homes in Dallas are 48% less expensive than Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Dallas, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Dallas, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Austin
Dallas
52 Moderate
Air Quality
55 Moderate
42.6%
Good Air Days
35.2%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+2.5°F
2050 Outlook
+2.7°F
98 days
Heat Days >95°F
90 days
+2.5°F
2050 Outlook
+2.7°F
98 days
Heat Days >95°F
90 days

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