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Cost of Living Comparison 2026

The Austin versus Raleigh debate is one of the most popular city comparisons in America. Austin brings live music scene and Keep It Weird culture, while Raleigh offers Research Triangle Park and affordable living. The cost data helps settle the question.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $437/month moving to Raleigh, NC

$150.0K in your current city equals $144.8K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area
Overall Cost
5.8%
Less expensive
Monthly Impact
$437
Savings
Annual Impact
$5.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Austin, TX

Population:979K
Cost Index:
100
100 = national average
Median Home:$558K

Raleigh, NC

Population:474K
Cost Index:
94
(6% below avg)
Median Home:$512K

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Research Triangle
  • State capital
  • Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Austin, TX vs Raleigh, NC

Housing
14.4%
Austin, TX
$2,885
Raleigh, NC
$2,469
Difference
$416
less
Other
1.9%
Austin, TX
$1,741
Raleigh, NC
$1,707
Difference
$33.48
less
Healthcare
2.1%
Austin, TX
$589
Raleigh, NC
$601
Difference
$12.39
more
All Utilities
1.0%
Austin, TX
$541
Raleigh, NC
$546
Difference
$5.46
more
Groceries
0.0%
Austin, TX
$959
Raleigh, NC
$959
Difference
$0
same
Transportation
0.0%
Austin, TX
$1,284
Raleigh, NC
$1,284
Difference
$0
same

🏠Rent Comparison

Studio
From$1,585
To$1,570
$15.00
1 Bed
From$1,685
To$1,640
$45.00
2 Bed
From$1,995
To$1,800
$195
3 Bed
From$2,525
To$2,255
$270
Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

Raleigh, NCZIP-level data

1BR range: $1,400$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,998
Monthly in Austin, TX
$7,567
Monthly in Raleigh, NC
$431
Difference

Home Values

Austin
Raleigh
$558K
Median Value
$512K
↓ -5%
YoY Change
↓ -0.5%
↑ +12.6%
5-Year Change
↑ +38.2%
$272K - $1.26M
Price Range
$314K - $992K

Homes in Raleigh are 8% less expensive than Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$7.1K
More taxes
Monthly Difference
$594
Less take-home
Effective Rate Diff
4.7%
Rate difference

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Austin
Raleigh
52 Moderate
Air Quality
46 Good
42.6%
Good Air Days
61.7%
98 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+2.5°F
2050 Outlook
+2.8°F
98 days
Heat Days >95°F
31 days
+2.5°F
2050 Outlook
+2.8°F
98 days
Heat Days >95°F
31 days

What to Consider When Moving from Austin, TX to Raleigh, NC

Relocating from Austin, TX to Raleigh, NC involves more than just comparing rent prices. While the overall cost of living is about 6% lower in Raleigh, NC, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Raleigh, NC is 14% cheaper than in Austin, TX. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Raleigh, NC pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Raleigh, NC to match your current standard of living in Austin, TX.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Raleigh, NC for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Austin, TX vs Raleigh, NC

Is Raleigh, NC cheaper than Austin, TX?

Yes, Raleigh, NC is about 5.8% cheaper than Austin, TX. You could save approximately $437/month on a $150,000 salary. Housing costs are 14% lower in Raleigh, NC.

What salary do I need in Raleigh, NC to match my lifestyle in Austin, TX?

If you currently earn $150,000 in Austin, TX, you would need approximately $144,757 in Raleigh, NC to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Austin, TX and Raleigh, NC?

A two-bedroom apartment averages $1,995/month in Austin, TX compared to $1,800/month in Raleigh, NC. One-bedroom apartments are $1,685/month in Austin, TX vs $1,640/month in Raleigh, NC. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Austin, TX or Raleigh, NC?

Grocery prices are very similar between Austin, TX and Raleigh, NC, with less than 1% difference. Your food budget would stay about the same.

What is the best time to move from Austin, TX to Raleigh, NC?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Texas and North Carolina on TaxTakeHome.com

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