Is Tampa, FL cheaper than Austin, TX?

Based on cost of living data, Tampa, FL is 0.0% cheaper than Austin, TX. The two cities have very similar living costs.

What salary do I need in Tampa, FL to live like I do in Austin, TX?

If you earn $150,000 in Austin, TX, you'd need approximately $150,000 in Tampa, FL to maintain the same standard of living.

How does housing cost compare between Austin, TX and Tampa, FL?

Housing in Tampa, FL is 6.3% cheaper than in Austin, TX. For a two-bedroom apartment, rent is $2,290/month in Tampa, FL compared to $1,995/month in Austin, TX.

How much can I save per month by moving from Austin, TX to Tampa, FL?

Austin, TX and Tampa, FL have very similar costs of living, based on a $150,000 salary.

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Austin, TX

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Tampa, FL

Cost of Living Comparison 2026

Current salary in Austin, TX

Numbers update automatically as you type

Austin, TX and Tampa, FL have similar living costs

$150.0K in your current city equals $150.0K in Tampa, FL

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area

Overall Cost

→ 0.0%

Same cost

Monthly Impact

No change

Annual Impact

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Austin, TX

Population:979K

Cost Index:100

Median Home:$558K

Tampa, FL

Population:385K

Cost Index:100

Median Home:$367K

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Austin, TX vs Tampa, FL

Category	Austin, TX	Tampa, FL	Difference	Change
🏠Housing	$2,885/mo	$2,703/mo	↓ $182less	6.3%
📦Other	$1,741/mo	$1,808/mo	↑ $66.96more	3.8%
🛒Groceries	$959/mo	$1,019/mo	↑ $59.96more	6.3%
⚡All Utilities	$541/mo	$574/mo	↑ $32.79more	6.1%
🏥Healthcare	$589/mo	$570/mo	↓ $18.59less	3.2%
🚗Transportation	$1,284/mo	$1,284/mo	→ $0	0.0%

🏠Housing

↓ 6.3%

Austin, TX

$2,885

Tampa, FL

$2,703

Difference

$182

less

📦Other

↑ 3.8%

Austin, TX

$1,741

Tampa, FL

$1,808

Difference

$66.96

🛒Groceries

↑ 6.3%

Austin, TX

$959

Tampa, FL

$1,019

Difference

$59.96

⚡All Utilities

↑ 6.1%

Austin, TX

$541

Tampa, FL

$574

Difference

$32.79

🏥Healthcare

↓ 3.2%

Austin, TX

$589

Tampa, FL

$570

Difference

$18.59

less

🚗Transportation

→ 0.0%

Austin, TX

$1,284

Tampa, FL

$1,284

Difference

same

🏠Rent Comparison

Studio

From$1,585

To$1,850

↑ $265

1 Bed

From$1,685

To$1,960

↑ $275

2 Bed

From$1,995

To$2,290

↑ $295

3 Bed

From$2,525

To$2,930

↑ $405

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,998

Monthly in Austin, TX

$7,958

Monthly in Tampa, FL

$40.80

Difference

Home Values

Austin

Tampa

$558K

Median Value

$367K

↓ -5%

YoY Change

↓ -4%

↑ +12.6%

5-Year Change

↑ +42.1%

$272K - $1.26M

Price Range

$251K - $989K

Homes in Tampa are 34% less expensive than Austin

Calculate payment - Austin Calculate payment - Tampa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.