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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $621/month moving to Colorado Springs, CO

$150.0K in your current city equals $142.6K in Colorado Springs, CO

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
8.3%
Less expensive
Monthly Impact
$621
Savings
Annual Impact
$7.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bakersfield, CA

Population:413K
Cost Index:
100
100 = national average
Median Home:$343K

Colorado Springs, CO

Population:479K
Cost Index:
92
(8% below avg)
Median Home:$415K

Bakersfield, CA

The Golden State

413K
Population
State Tax
Yes

Located in California, this city has a population of 413K residents.

Colorado Springs, CO

The Centennial State

479K
Population
State Tax
Yes

Located in Colorado, this city has a population of 479K residents.

Cost Breakdown by Category

Annual spending: Bakersfield, CA vs Colorado Springs, CO

Housing
22.1%
Bakersfield, CA
$3,670
Colorado Springs, CO
$2,859
Difference
$811
less
Transportation
23.5%
Bakersfield, CA
$1,660
Colorado Springs, CO
$1,270
Difference
$390
less
Other
17.9%
Bakersfield, CA
$1,519
Colorado Springs, CO
$1,791
Difference
$272
more
Healthcare
29.4%
Bakersfield, CA
$484
Colorado Springs, CO
$626
Difference
$142
more
Groceries
9.6%
Bakersfield, CA
$911
Colorado Springs, CO
$999
Difference
$87.86
more
All Utilities
7.2%
Bakersfield, CA
$489
Colorado Springs, CO
$454
Difference
$35.26
less

🏠Rent Comparison

Studio
From$775
To$1,240
$465
1 Bed
From$778
To$1,520
$742
2 Bed
From$1,013
To$1,800
$787
3 Bed
From$1,409
To$2,505
$1,096
Bakersfield, CAZIP-level data

1BR range: $1,020$1,710/mo

Colorado Springs, COZIP-level data

1BR range: $1,210$2,050/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,733
Monthly in Bakersfield, CA
$7,999
Monthly in Colorado Springs, CO
$734
Difference

Home Values

Bakersfield
Colorado Springs
$343K
Median Value
$415K
↓ -0.6%
YoY Change
↓ -2.2%
↑ +40.7%
5-Year Change
↑ +22.4%
$289K - $468K
Price Range
$314K - $709K

Homes in Colorado Springs are 21% more expensive than Bakersfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.0K
Per year
Monthly Difference
$336
More take-home
Effective Rate Diff
2.7%
Rate difference

Bakersfield, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Colorado Springs, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Bakersfield, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Colorado Springs, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bakersfield
Colorado Springs
50 Good
Air Quality
49 Good
52.2%
Good Air Days
55.2%
99 High
Climate Risk
94 Moderate
🔥🌊🫨
Top Hazards
🔥🌊🌪
+2.0°F
2050 Outlook
+3.0°F
2 days
Heat Days >95°F
9 days
+2.0°F
2050 Outlook
+3.0°F
2 days
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between California and Colorado on TaxTakeHome.com

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