Is Austin, TX cheaper than Baldwin CDP, NY?

Based on cost of living data, Austin, TX is 30.4% cheaper than Baldwin CDP, NY. This translates to saving $2278 per month.

What salary do I need in Austin, TX to live like I do in Baldwin CDP, NY?

If you earn $150,000 in Baldwin CDP, NY, you'd need approximately $122,669.299 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Baldwin CDP, NY and Austin, TX?

Housing in Austin, TX is 52.4% cheaper than in Baldwin CDP, NY. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $3,143/month in Baldwin CDP, NY.

How much can I save per month by moving from Baldwin CDP, NY to Austin, TX?

Moving from Baldwin CDP, NY to Austin, TX could save you approximately $2278 per month, or $27331 per year, based on a $150,000 salary.

Baldwin CDP, NY vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Baldwin CDP, NY — COL adjusted from New York, NY area + state data

Current salary in Baldwin CDP, NY

Numbers update automatically as you type

You'd save $2.3K/month moving to Austin, TX

$150.0K in your current city equals $122.7K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 30.4%

Less expensive

Monthly Impact

$2,278

Savings

Annual Impact

$27.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Baldwin CDP, NY

Population:34K

Cost Index:100

Median Home:$1.05M

Austin, TX

Population:979K

Cost Index:70

Median Home:$558K

Baldwin CDP, NY

The Empire State

34K

Population

State Tax

Yes

Located in New York, this city has a population of 34K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Baldwin CDP, NY vs Austin, TX

Category	Baldwin CDP, NY	Austin, TX	Difference	Change
🏠Housing	$6,061/mo	$2,885/mo	↓ $3,176less	52.4%
🛒Groceries	$1,093/mo	$959/mo	↓ $134less	12.3%
🚗Transportation	$1,411/mo	$1,284/mo	↓ $127less	9.0%
🏥Healthcare	$645/mo	$589/mo	↓ $56.72less	8.8%
📦Other	$1,791/mo	$1,741/mo	↓ $49.84less	2.8%
⚡All Utilities	$563/mo	$541/mo	↓ $22.02less	3.9%

🏠Housing

↓ 52.4%

Baldwin CDP, NY

$6,061

Austin, TX

$2,885

Difference

$3,176

less

🛒Groceries

↓ 12.3%

Baldwin CDP, NY

$1,093

Austin, TX

$959

Difference

$134

less

🚗Transportation

↓ 9.0%

Baldwin CDP, NY

$1,411

Austin, TX

$1,284

Difference

$127

less

🏥Healthcare

↓ 8.8%

Baldwin CDP, NY

$645

Austin, TX

$589

Difference

$56.72

less

📦Other

↓ 2.8%

Baldwin CDP, NY

$1,791

Austin, TX

$1,741

Difference

$49.84

less

⚡All Utilities

↓ 3.9%

Baldwin CDP, NY

$563

Austin, TX

$541

Difference

$22.02

less

🏠Rent Comparison

Studio

From$2,163

To$1,585

↓ $578

1 Bed

From$2,545

To$1,685

↓ $860

2 Bed

From$3,143

To$1,995

↓ $1,148

3 Bed

From$4,341

To$2,525

↓ $1,816

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,564

Monthly in Baldwin CDP, NY

$7,998

Monthly in Austin, TX

$3,565

Difference

Home Values

Baldwin CDP

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Baldwin CDP, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Baldwin CDP, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.