Is Denver, CO cheaper than Baldwin CDP, NY?

Based on cost of living data, Denver, CO is 25.6% cheaper than Baldwin CDP, NY. This translates to saving $1923 per month.

What salary do I need in Denver, CO to live like I do in Baldwin CDP, NY?

If you earn $150,000 in Baldwin CDP, NY, you'd need approximately $126,928.377 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Baldwin CDP, NY and Denver, CO?

Housing in Denver, CO is 46.4% cheaper than in Baldwin CDP, NY. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $3,143/month in Baldwin CDP, NY.

How much can I save per month by moving from Baldwin CDP, NY to Denver, CO?

Moving from Baldwin CDP, NY to Denver, CO could save you approximately $1923 per month, or $23072 per year, based on a $150,000 salary.

Baldwin CDP, NY vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Baldwin CDP, NY — COL adjusted from New York, NY area + state data

Current salary in Baldwin CDP, NY

Numbers update automatically as you type

You'd save $1.9K/month moving to Denver, CO

$150.0K in your current city equals $126.9K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 25.6%

Less expensive

Monthly Impact

$1,923

Savings

Annual Impact

$23.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Baldwin CDP, NY

Population:34K

Cost Index:100

Median Home:$1.05M

Denver, CO

Population:716K

Cost Index:74

Median Home:$513K

Baldwin CDP, NY

The Empire State

34K

Population

State Tax

Yes

Located in New York, this city has a population of 34K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Baldwin CDP, NY vs Denver, CO

Category	Baldwin CDP, NY	Denver, CO	Difference	Change
🏠Housing	$6,061/mo	$3,248/mo	↓ $2,812less	46.4%
🛒Groceries	$1,093/mo	$1,029/mo	↓ $64.05less	5.9%
🚗Transportation	$1,411/mo	$1,462/mo	↑ $50.82more	3.6%
⚡All Utilities	$563/mo	$519/mo	↓ $43.87less	7.8%
📦Other	$1,791/mo	$1,774/mo	↓ $16.36less	0.9%
🏥Healthcare	$645/mo	$632/mo	↓ $13.35less	2.1%

🏠Housing

↓ 46.4%

Baldwin CDP, NY

$6,061

Denver, CO

$3,248

Difference

$2,812

less

🛒Groceries

↓ 5.9%

Baldwin CDP, NY

$1,093

Denver, CO

$1,029

Difference

$64.05

less

🚗Transportation

↑ 3.6%

Baldwin CDP, NY

$1,411

Denver, CO

$1,462

Difference

$50.82

⚡All Utilities

↓ 7.8%

Baldwin CDP, NY

$563

Denver, CO

$519

Difference

$43.87

less

📦Other

↓ 0.9%

Baldwin CDP, NY

$1,791

Denver, CO

$1,774

Difference

$16.36

less

🏥Healthcare

↓ 2.1%

Baldwin CDP, NY

$645

Denver, CO

$632

Difference

$13.35

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Baldwin CDP, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,163

To$1,720

↓ $443

1 Bed

From$2,545

To$1,840

↓ $705

2 Bed

From$3,143

To$2,190

↓ $953

3 Bed

From$4,341

To$2,870

↓ $1,471

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,564

Monthly in Baldwin CDP, NY

$8,665

Monthly in Denver, CO

$2,899

Difference

Home Values

Baldwin CDP

Denver

Median Value

$513K

YoY Change

↓ -4.2%

5-Year Change

↑ +13%

Price Range

$352K - $933K

Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.9K

Per year

Monthly Difference

$245

More take-home

Effective Rate Diff

2.0%

Rate difference

Baldwin CDP, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Baldwin CDP, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.