Is Austin, TX cheaper than Bell Gardens, CA?

Based on cost of living data, Austin, TX is 19.3% cheaper than Bell Gardens, CA. This translates to saving $1446 per month.

What salary do I need in Austin, TX to live like I do in Bell Gardens, CA?

If you earn $150,000 in Bell Gardens, CA, you'd need approximately $132,645.566 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Bell Gardens, CA and Austin, TX?

Housing in Austin, TX is 31.0% cheaper than in Bell Gardens, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,752/month in Bell Gardens, CA.

How much can I save per month by moving from Bell Gardens, CA to Austin, TX?

Moving from Bell Gardens, CA to Austin, TX could save you approximately $1446 per month, or $17354 per year, based on a $150,000 salary.

Bell Gardens, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bell Gardens, CA — ZIP-level rent data · COL adjusted from Long Beach, CA area

Current salary in Bell Gardens, CA

Numbers update automatically as you type

You'd save $1.4K/month moving to Austin, TX

$150.0K in your current city equals $132.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 19.3%

Less expensive

Monthly Impact

$1,446

Savings

Annual Impact

$17.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bell Gardens, CA

Population:37K

Cost Index:100

Median Home:$675K

Austin, TX

Population:979K

Cost Index:81

Median Home:$558K

Bell Gardens, CA

The Golden State

37K

Population

State Tax

Yes

Located in California, this city has a population of 37K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Bell Gardens, CA vs Austin, TX

Category	Bell Gardens, CA	Austin, TX	Difference	Change
🏠Housing	$4,178/mo	$2,885/mo	↓ $1,294less	31.0%
🚗Transportation	$2,040/mo	$1,284/mo	↓ $756less	37.1%
📦Other	$1,630/mo	$1,741/mo	↑ $111more	6.8%
🏥Healthcare	$536/mo	$589/mo	↑ $52.49more	9.8%
🛒Groceries	$1,010/mo	$959/mo	↓ $51.08less	5.1%
⚡All Utilities	$542/mo	$541/mo	↓ $0.91less	0.2%

🏠Housing

↓ 31.0%

Bell Gardens, CA

$4,178

Austin, TX

$2,885

Difference

$1,294

less

🚗Transportation

↓ 37.1%

Bell Gardens, CA

$2,040

Austin, TX

$1,284

Difference

$756

less

📦Other

↑ 6.8%

Bell Gardens, CA

$1,630

Austin, TX

$1,741

Difference

$111

🏥Healthcare

↑ 9.8%

Bell Gardens, CA

$536

Austin, TX

$589

Difference

$52.49

🛒Groceries

↓ 5.1%

Bell Gardens, CA

$1,010

Austin, TX

$959

Difference

$51.08

less

⚡All Utilities

↓ 0.2%

Bell Gardens, CA

$542

Austin, TX

$541

Difference

$0.91

less

🏠Rent Comparison

Studio

From$1,253

To$1,585

↑ $332

1 Bed

From$1,406

To$1,685

↑ $279

2 Bed

From$1,752

To$1,995

↑ $243

3 Bed

From$2,218

To$2,525

↑ $307

Bell Gardens, CAZIP-level data

1BR range: $1,750–$1,750/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,937

Monthly in Bell Gardens, CA

$7,998

Monthly in Austin, TX

$1,938

Difference

Home Values

Bell Gardens

Austin

$675K

Median Value

$558K

↓ -0.7%

YoY Change

↓ -5%

↑ +29.7%

5-Year Change

↑ +12.6%

$675K

Price Range

$272K - $1.26M

Homes in Austin are 17% less expensive than Bell Gardens

Calculate payment - Bell Gardens Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Bell Gardens, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Bell Gardens, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.