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Cost of Living Comparison 2026

๐Ÿ“ Bell Gardens, CA โ€” ZIP-level rent data ยท COL adjusted from Long Beach, CA area

$

Numbers update automatically as you type

You'd save $1.0K/month moving to Denver, CO

$150.0K in your current city equals $137.6K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
โ†“ 13.8%
Less expensive
Monthly Impact
$1,035
Savings
Annual Impact
$12.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bell Gardens, CA

Population:37K
Cost Index:100
Median Home:$675K

Denver, CO

Population:716K
Cost Index:86
Median Home:$513K

Bell Gardens, CA

The Golden State

37K
Population
State Tax
Yes

Located in California, this city has a population of 37K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Bell Gardens, CA vs Denver, CO

๐Ÿ Housing
โ†“ 22.3%
Bell Gardens, CA
$4,178
Denver, CO
$3,248
Difference
$930
less
๐Ÿš—Transportation
โ†“ 28.4%
Bell Gardens, CA
$2,040
Denver, CO
$1,462
Difference
$578
less
๐Ÿ“ฆOther
โ†‘ 8.9%
Bell Gardens, CA
$1,630
Denver, CO
$1,774
Difference
$145
more
๐ŸฅHealthcare
โ†‘ 17.9%
Bell Gardens, CA
$536
Denver, CO
$632
Difference
$95.86
more
โšกAll Utilities
โ†“ 4.2%
Bell Gardens, CA
$542
Denver, CO
$519
Difference
$22.77
less
๐Ÿ›’Groceries
โ†‘ 1.9%
Bell Gardens, CA
$1,010
Denver, CO
$1,029
Difference
$18.87
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Bell Gardens, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,253
To$1,720
โ†‘ $467
1 Bed
From$1,406
To$1,840
โ†‘ $434
2 Bed
From$1,752
To$2,190
โ†‘ $438
3 Bed
From$2,218
To$2,870
โ†‘ $652
Bell Gardens, CAZIP-level data

1BR range: $1,750โ€“$1,750/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,937
Monthly in Bell Gardens, CA
$8,665
Monthly in Denver, CO
$1,272
Difference

Home Values

Bell Gardens
Denver
$675K
Median Value
$513K
โ†“ -0.7%
YoY Change
โ†“ -4.2%
โ†‘ +29.7%
5-Year Change
โ†‘ +13%
$675K
Price Range
$352K - $933K

Homes in Denver are 24% less expensive than Bell Gardens

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.0K
Per year
Monthly Difference
$336
More take-home
Effective Rate Diff
2.7%
Rate difference

Bell Gardens, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Bell Gardens, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bell Gardens
Denver
80 Moderate
Air Quality
55 Moderate
10.4%
Good Air Days
35.2%
100 Very High
Climate Risk
95 High
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒ…
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
5 days
Heat Days >95ยฐF
28 days
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
5 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Colorado on TaxTakeHome.com

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