Is Spokane Valley, WA cheaper than Bellevue, WA?

Based on cost of living data, Spokane Valley, WA is 43.7% cheaper than Bellevue, WA. This translates to saving $3279 per month.

What salary do I need in Spokane Valley, WA to live like I do in Bellevue, WA?

If you earn $150,000 in Bellevue, WA, you'd need approximately $110,652.49 in Spokane Valley, WA to maintain the same standard of living.

How does housing cost compare between Bellevue, WA and Spokane Valley, WA?

Housing in Spokane Valley, WA is 68.7% cheaper than in Bellevue, WA. For a two-bedroom apartment, rent is $1,003/month in Spokane Valley, WA compared to $2,539/month in Bellevue, WA.

How much can I save per month by moving from Bellevue, WA to Spokane Valley, WA?

Moving from Bellevue, WA to Spokane Valley, WA could save you approximately $3279 per month, or $39348 per year, based on a $150,000 salary.

Bellevue, WA vs Spokane Valley, WA: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Bellevue, WA

Numbers update automatically as you type

You'd save $3.3K/month moving to Spokane Valley, WA

$150.0K in your current city equals $110.7K in Spokane Valley, WA

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area

Overall Cost

↓ 43.7%

Less expensive

Monthly Impact

$3,279

Savings

Annual Impact

$39.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bellevue, WA

Population:152K

Cost Index:

100

100 = national average

Median Home:$1.46M

Spokane Valley, WA

Population:108K

Cost Index:

(44% below avg)

Median Home:$385K

Bellevue, WA

The Evergreen State

152K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 152K residents.

💡 Advantage: Washington has no state income tax!

Spokane Valley, WA

The Evergreen State

108K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 108K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Annual spending: Bellevue, WA vs Spokane Valley, WA

Category	Bellevue, WA	Spokane Valley, WA	Difference	Change
Housing	$6,547/mo	$2,047/mo	↓ $4,500less	68.7%
Other	$1,907/mo	$1,515/mo	↓ $392less	20.6%
Transportation	$1,833/mo	$1,868/mo	↑ $34.78more	1.9%
Groceries	$1,060/mo	$1,070/mo	↑ $10.01more	0.9%
Healthcare	$810/mo	$817/mo	↑ $7.64more	0.9%
All Utilities	$472/mo	$477/mo	↑ $4.46more	0.9%

Housing

↓ 68.7%

Bellevue, WA

$6,547

Spokane Valley, WA

$2,047

Difference

$4,500

less

Other

↓ 20.6%

Bellevue, WA

$1,907

Spokane Valley, WA

$1,515

Difference

$392

less

Transportation

↑ 1.9%

Bellevue, WA

$1,833

Spokane Valley, WA

$1,868

Difference

$34.78

Groceries

↑ 0.9%

Bellevue, WA

$1,060

Spokane Valley, WA

$1,070

Difference

$10.01

Healthcare

↑ 0.9%

Bellevue, WA

$810

Spokane Valley, WA

$817

Difference

$7.64

All Utilities

↑ 0.9%

Bellevue, WA

$472

Spokane Valley, WA

$477

Difference

$4.46

🏠Rent Comparison

Studio

From$2,105

To$669

↓ $1,436

1 Bed

From$2,178

To$794

↓ $1,384

2 Bed

From$2,539

To$1,003

↓ $1,536

3 Bed

From$3,319

To$1,421

↓ $1,898

Bellevue, WAZIP-level data

1BR range: $2,510–$3,050/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,629

Monthly in Bellevue, WA

$7,794

Monthly in Spokane Valley, WA

$4,835

Difference

Home Values

Bellevue

Spokane Valley

$1.46M

Median Value

↓ -2%

YoY Change

↑ +42.9%

5-Year Change

$1.01M - $1.63M

Price Range

Calculate payment - Bellevue

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Bellevue, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Spokane Valley, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Bellevue, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Spokane Valley, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.