Is Dallas, TX cheaper than Bend, OR?

Based on cost of living data, Dallas, TX is 0.2% cheaper than Bend, OR. The two cities have very similar living costs.

What salary do I need in Dallas, TX to live like I do in Bend, OR?

If you earn $150,000 in Bend, OR, you'd need approximately $149,794.048 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Bend, OR and Dallas, TX?

Housing in Dallas, TX is 27.5% cheaper than in Bend, OR. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,225/month in Bend, OR.

How much can I save per month by moving from Bend, OR to Dallas, TX?

Moving from Bend, OR to Dallas, TX could save you approximately $17 per month, or $206 per year, based on a $150,000 salary.

Bend, OR vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bend, OR — ZIP-level rent data · COL adjusted from Portland, OR area

Current salary in Bend, OR

Numbers update automatically as you type

You'd save $17.16/month moving to Dallas, TX

$150.0K in your current city equals $149.8K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 0.2%

Less expensive

Monthly Impact

$17.16

Savings

Annual Impact

$206

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bend, OR

Population:105K

Cost Index:100

Median Home:$634K

Dallas, TX

Population:1304K

Cost Index:100

Median Home:$292K

Bend, OR

The Beaver State

105K

Population

State Tax

Yes

Located in Oregon, this city has a population of 105K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Bend, OR vs Dallas, TX

Category	Bend, OR	Dallas, TX	Difference	Change
🏠Housing	$3,297/mo	$2,391/mo	↓ $906less	27.5%
📦Other	$1,499/mo	$1,774/mo	↑ $275more	18.4%
⚡All Utilities	$419/mo	$563/mo	↑ $143more	34.2%
🏥Healthcare	$585/mo	$632/mo	↑ $46.96more	8.0%
🚗Transportation	$1,340/mo	$1,298/mo	↓ $42.58less	3.2%
🛒Groceries	$944/mo	$979/mo	↑ $35.76more	3.8%

🏠Housing

↓ 27.5%

Bend, OR

$3,297

Dallas, TX

$2,391

Difference

$906

less

📦Other

↑ 18.4%

Bend, OR

$1,499

Dallas, TX

$1,774

Difference

$275

⚡All Utilities

↑ 34.2%

Bend, OR

$419

Dallas, TX

$563

Difference

$143

🏥Healthcare

↑ 8.0%

Bend, OR

$585

Dallas, TX

$632

Difference

$46.96

🚗Transportation

↓ 3.2%

Bend, OR

$1,340

Dallas, TX

$1,298

Difference

$42.58

less

🛒Groceries

↑ 3.8%

Bend, OR

$944

Dallas, TX

$979

Difference

$35.76

🏠Rent Comparison

Studio

From$937

To$1,450

↑ $513

1 Bed

From$943

To$1,505

↑ $562

2 Bed

From$1,225

To$1,765

↑ $540

3 Bed

From$1,704

To$2,220

↑ $516

Bend, ORZIP-level data

1BR range: $1,380–$1,470/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,084

Monthly in Bend, OR

$7,637

Monthly in Dallas, TX

$447

Difference

Home Values

Bend

Dallas

$634K

Median Value

$292K

↓ -3.3%

YoY Change

↓ -3.1%

↑ +30.9%

5-Year Change

↑ +27.1%

$599K - $668K

Price Range

$138K - $2.01M

Homes in Dallas are 54% less expensive than Bend

Calculate payment - Bend Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Bend, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Bend, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.