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Cost of Living Comparison 2026

Compare Binghamton, NY and Dallas, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $641/month more in Dallas, TX

$150.0K in your current city equals $157.7K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 8.5%
More expensive
Monthly Impact
$641
Extra cost
Annual Impact
$7.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Binghamton, NY

Population:47K
Cost Index:
100
100 = national average
Median Home:$176K

Dallas, TX

Population:1304K
Cost Index:
109
(9% above avg)
Median Home:$292K

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Binghamton, NY

The Empire State

47K
Population
State Tax
Yes

Located in New York, this city has a population of 47K residents.

Dallas, TX

The Lone Star State

1.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Major business center
  • •No state income tax
  • •Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Binghamton, NY vs Dallas, TX

Housing
↑ 36.4%
Binghamton, NY
$1,753
Dallas, TX
$2,391
Difference
$638
more
Transportation
↓ 5.8%
Binghamton, NY
$1,377
Dallas, TX
$1,298
Difference
$79.28
less
Groceries
↓ 4.0%
Binghamton, NY
$1,020
Dallas, TX
$979
Difference
$41.00
less
Other
↑ 1.7%
Binghamton, NY
$1,745
Dallas, TX
$1,774
Difference
$29.29
more
All Utilities
↑ 1.8%
Binghamton, NY
$553
Dallas, TX
$563
Difference
$9.97
more
Healthcare
↓ 1.0%
Binghamton, NY
$638
Dallas, TX
$632
Difference
$6.39
less

🏠Rent Comparison

Studio
From$579
To$1,450
↑ $871
1 Bed
From$626
To$1,505
↑ $879
2 Bed
From$791
To$1,765
↑ $974
3 Bed
From$1,018
To$2,220
↑ $1,202
Binghamton, NYZIP-level data

1BR range: $850–$940/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,087
Monthly in Binghamton, NY
$7,637
Monthly in Dallas, TX
$550
Difference

Home Values

Binghamton
Dallas
$176K
Median Value
$292K
↑ +3.4%
YoY Change
↓ -3.1%
↑ +50.2%
5-Year Change
↑ +27.1%
$149K - $188K
Price Range
$138K - $2.01M

Homes in Dallas are 66% more expensive than Binghamton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $9.5K
Per year
Monthly Difference
$795
More take-home
Effective Rate Diff
6.4%
Rate difference

Binghamton, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Dallas, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Binghamton, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Dallas, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Binghamton
Dallas
N/A
Air Quality
55 Moderate
-
Good Air Days
35.2%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.9°F
2050 Outlook
▲+2.7°F
15 days
Heat Days >95°F
90 days
▲+2.9°F
2050 Outlook
▲+2.7°F
15 days
Heat Days >95°F
90 days

What to Consider When Moving from Binghamton, NY to Dallas, TX

Relocating from Binghamton, NY to Dallas, TX involves more than just comparing rent prices. While the overall cost of living is roughly 9% higher in Dallas, TX, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Dallas, TX is 36% more expensive than in Binghamton, NY. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Dallas, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Dallas, TX to match your current standard of living in Binghamton, NY.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Dallas, TX for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Binghamton, NY vs Dallas, TX

How do the cost estimates for Binghamton, NY and Dallas, TX compare?

The saved overall index for Dallas, TX is 8.5% higher than for Binghamton, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Binghamton, NY, the model estimates $157,690 in Dallas, TX. It assumes 60% of gross income changes with the relative cost index and 40% stays fixed. The monthly difference is the salary difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Binghamton, NY and Dallas, TX?

The modeled two-bedroom rents are $791/month in Binghamton, NY and $1,765/month in Dallas, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New York and Texas on TaxTakeHome.com

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