Is San Antonio, TX cheaper than Binghamton, NY?

Based on cost of living data, San Antonio, TX is 2.2% cheaper than Binghamton, NY. This translates to saving $165 per month.

What salary do I need in San Antonio, TX to live like I do in Binghamton, NY?

If you earn $150,000 in Binghamton, NY, you'd need approximately $148,017.536 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Binghamton, NY and San Antonio, TX?

Housing in San Antonio, TX is 19.8% more expensive than in Binghamton, NY. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $791/month in Binghamton, NY.

How much can I save per month by moving from Binghamton, NY to San Antonio, TX?

Moving from Binghamton, NY to San Antonio, TX could save you approximately $165 per month, or $1982 per year, based on a $150,000 salary.

Binghamton, NY vs San Antonio, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Binghamton, NY — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Binghamton, NY

Numbers update automatically as you type

You'd save $165/month moving to San Antonio, TX

$150.0K in your current city equals $148.0K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 2.2%

Less expensive

Monthly Impact

$165

Savings

Annual Impact

$2.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Binghamton, NY

Population:47K

Cost Index:100

Median Home:$176K

San Antonio, TX

Population:1547K

Cost Index:98

Median Home:$215K

Binghamton, NY

The Empire State

47K

Population

State Tax

Yes

Located in New York, this city has a population of 47K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Binghamton, NY vs San Antonio, TX

Category	Binghamton, NY	San Antonio, TX	Difference	Change
🏠Housing	$1,753/mo	$2,100/mo	↑ $347more	19.8%
🏥Healthcare	$638/mo	$527/mo	↓ $112less	17.5%
🛒Groceries	$1,020/mo	$913/mo	↓ $107less	10.5%
📦Other	$1,745/mo	$1,647/mo	↓ $97.93less	5.6%
🚗Transportation	$1,377/mo	$1,287/mo	↓ $90.21less	6.6%
⚡All Utilities	$553/mo	$496/mo	↓ $57.24less	10.4%

🏠Housing

↑ 19.8%

Binghamton, NY

$1,753

San Antonio, TX

$2,100

Difference

$347

🏥Healthcare

↓ 17.5%

Binghamton, NY

$638

San Antonio, TX

$527

Difference

$112

less

🛒Groceries

↓ 10.5%

Binghamton, NY

$1,020

San Antonio, TX

$913

Difference

$107

less

📦Other

↓ 5.6%

Binghamton, NY

$1,745

San Antonio, TX

$1,647

Difference

$97.93

less

🚗Transportation

↓ 6.6%

Binghamton, NY

$1,377

San Antonio, TX

$1,287

Difference

$90.21

less

⚡All Utilities

↓ 10.4%

Binghamton, NY

$553

San Antonio, TX

$496

Difference

$57.24

less

🏠Rent Comparison

Studio

From$579

To$1,110

↑ $531

1 Bed

From$626

To$1,210

↑ $584

2 Bed

From$791

To$1,470

↑ $679

3 Bed

From$1,018

To$1,890

↑ $872

Binghamton, NYZIP-level data

1BR range: $850–$940/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,087

Monthly in Binghamton, NY

$6,969

Monthly in San Antonio, TX

$117

Difference

Home Values

Binghamton

San Antonio

$176K

Median Value

$215K

↑ +3.4%

YoY Change

↓ -2.9%

↑ +50.2%

5-Year Change

↑ +16.7%

$149K - $188K

Price Range

$107K - $905K

Homes in San Antonio are 22% more expensive than Binghamton

Calculate payment - Binghamton Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Binghamton, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Binghamton, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.